1 OCEAN POINT UNIT 2603, LOIZA, PR, 00772
Active112 days on marketListed Apr 12, 2026MLS #PR9120549
About this home
1 OCEAN POINT UNIT 2603
Experience coastal living in this fully furnished 3-bedroom, 2-bathroom apartment located in the gated community of Ocean Point, Loíza. This second-floor walk-up unit offers approximately 1,250 square feet of living space with a comfortable and functional layout. The property features a private balcony and a standout third-floor rooftop terrace with artificial grass, ideal for entertaining or relaxing in your own outdoor space. It also includes two assigned parking spaces (not tandem). Ocean Point is a gated community offering a variety of amenities for residents and guests, including multiple swimming pools, tennis court, volleyball court, basketball court, gym, recreational areas, beach access, and maintained common areas. Conveniently located between Piñones and Luquillo, this property is just 20–25 minutes from San Juan and the airport, making it ideal as a primary residence, vacation home, or investment property.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,250
Sqft
0 ac
Lot size
2004
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,004 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,238/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside LOIZA 00772
The numbers that matter
The LOIZA 00772 market
This home is listed 7% above the LOIZA 00772 median.
Paper trail
This home's history
Reality check
What actually sold near 1 OCEAN POINT UNIT 2603
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$225,000
Parilla II PARILLA II UNIT 3503 · same community
3 bd · 2 ba · 1,200 sqft · $188/sqft · 46 DOM
Sold · Oct ’25$145,000
Calle 2 BLQ B 2, JARDINES DE LOIZA
3 bd · 2 ba · 1,250 sqft · $116/sqft · 36 DOM
Sold · Apr ’26$298,000
Carr 187 VILLAS DEL MAR BEACH RESORT UNIT J101
3 bd · 2 ba · 1,208 sqft · $247/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1 OCEAN POINT UNIT 2603 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 OCEAN POINT UNIT 2603 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1 OCEAN POINT UNIT 2603 FAQs
What would the monthly payment be for 1 OCEAN POINT UNIT 2603?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,004/mo — principal and interest, estimated property taxes, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1 OCEAN POINT UNIT 2603?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1 OCEAN POINT UNIT 2603?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 OCEAN POINT UNIT 2603?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in LOIZA 00772?+
At $255,000, this home is listed about 7% above the LOIZA 00772 median of $238,500. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of MARICELLE RIVERA RIVERA · Maricelle Rivera Rivera. MLS #PR9120549.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.