CENTURY 21 Edge
$3,950,0005 bd4 ba3,891 sqft$1,015 /sqft$26,651 /mo all-in ↓

9 SHELL CASTLE, HUMACAO, PR, 00791

Active95 days on marketListed Apr 21, 2026MLS #PR9120755

Private poolFully furnishedSingle Family ResidencePALMAS DEL MAR

About this home

9 SHELL CASTLE

Stunning ocean-view villa located in the exclusive Shell Castle community within Palmas del Mar. This 5-bedroom, 4-bath residence features an open-concept layout, high ceilings, and abundant natural light throughout. The main living areas connect seamlessly to expansive outdoor terraces, creating a comfortable indoor-outdoor flow ideal for everyday living and entertaining. The property includes an infinity-edge pool with panoramic views of the Caribbean Sea and Vieques Island. Set on approximately half an acre, the home is surrounded by mature landscaping that provides privacy and a tranquil setting. Additional features include a spacious primary suite, multiple living areas, and a two-car garage. Located within a gated resort community offering access to golf courses, marina, beach amenities, and 24-hour security.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,891

Sqft

0.89 ac

Lot size

2

Garage

2001

Year built

Two

Levels

$1,015

Per sqft

Private poolFurnishedPets allowed

Inside

FlooringOther
AppliancesCooktop · Dishwasher · Exhaust Fan
InteriorHigh Ceilings · Kitchen/Family Room Combo
LaundryInside
CoolingWall/Window Unit(s)
HeatingOther
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationOther
FacesWest
ExteriorGarden · Courtyard · Balcony · Lighting

Community & fees

HOA fee$75/mo
PetsYes
CommunityWater Access · Bay/Harbor Front · Dock · Clubhouse · Restaurant · Fitness Center · Golf Carts OK · Golf · Park · Pool · Racquetball · Sidewalks · Tennis Court(s) · Gated Community - Guard

Utilities & systems

UtilitiesWater Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$26,651 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$21,314
PMI (est., until 20% equity)$1,481
Est. property taxes (1.1%/yr)$3,621
HOA fee — from the listing$75
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $395,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $395,000
Interest rate6.00%
Loan term

Estimated payment

$26,651/mo

Principal & interest$21,314
PMI (est., until 20% equity)$1,481
Est. property taxes$3,621
HOA / condo fee$75
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $4.0M
$1.3MedgeAI estimate $1,484,445 · range $1.4M$1.6M$4.1M

vs edgeAI estimate

+166.1%

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside HUMACAO 00791

Map of 9 SHELL CASTLE

The numbers that matter

The HUMACAO 00791 market

This home is listed 698% above the HUMACAO 00791 median.

Paper trail

This home's history

Apr 21, 2026Listed at $3,950,000 · 95 days on market since
2001Built · PALMAS DEL MAR

Reality check

What actually sold near 9 SHELL CASTLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

41 LOS LAGOSSold · May ’26

$1,489,000

41 LOS LAGOS · same community

4 bd · 3.5 ba · 3,775 sqft · $394/sqft · 400 DOM

38-39 SHELL CASTLESold · May ’26

$1,800,000

38-39 SHELL CASTLE · same community

4 bd · 4.5 ba · 3,718 sqft · $484/sqft · 120 DOM

31 LOS LAGOSSold · Jun ’26

$1,750,000

31 LOS LAGOS · same community

4 bd · 3.5 ba · 4,675 sqft · $374/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9 SHELL CASTLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9 SHELL CASTLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9 SHELL CASTLE FAQs

What would the monthly payment be for 9 SHELL CASTLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $26,651/mo — principal and interest, estimated property taxes, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9 SHELL CASTLE?+

The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at 9 SHELL CASTLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $3,950,000, this home is listed about 698% above the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.

Listing courtesy of FELIX CASTILLO MIRANDA · Felix Castillo Miranda. MLS #PR9120755.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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