CENTURY 21 Edge
$295,0004 bd3 ba1,300 sqft$227 /sqft$2,298 /mo all-in ↓

198 LOS PICACHOS, LA CUMBRE DEV., SAN JUAN, PR, 00926

Active108 days on marketListed Apr 22, 2026MLS #PR9120822

Priced 19% below the SAN JUAN 00926 medianSingle Family ResidenceURB. LA CUMBRE, BARRIO MONACILLOS, SAN JUAN, PR

About this home

198 LOS PICACHOS, LA CUMBRE DEV.

Remodeled property located in Urb. La Cumbre, Los Picachos Street, in San Juan. This residence features approximately 1,300 square feet of living area and is distributed into a living room, dining room, kitchen, four bedrooms, three bathrooms, and a covered garage. The property has been fully renovated and is in excellent condition. It sits on a 325 m² lot and offers ample storage areas, as well as a driveway with capacity for multiple vehicles. Centrally located with easy access to hospitals, shopping centers, schools, and major roadways.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,300

Sqft

0.08 ac

Lot size

2

Garage

1970

Year built

One

Levels

$227

Per sqft

Inside

FlooringCeramic Tile
AppliancesNone
InteriorL Dining
LaundryOutside
CoolingNone
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationConcrete Perimeter
FacesNorth
ParkingGarage Door Opener
ExteriorNone

Community & fees

Utilities & systems

UtilitiesSewer Available
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$2,298 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Est. property taxes (1.1%/yr)$270
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,325
Interest rate6.00%
Loan term

Estimated payment

$2,298/mo

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Est. property taxes$270
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside SAN JUAN 00926

Map of 198 LOS PICACHOS, LA CUMBRE DEV.

The numbers that matter

The SAN JUAN 00926 market

This home is listed 19% below the SAN JUAN 00926 median.

Paper trail

This home's history

Apr 22, 2026Listed at $295,000 · 108 days on market since
1970Built · URB. LA CUMBRE, BARRIO MONACILLOS, SAN JUAN, PR

Reality check

What actually sold near 198 LOS PICACHOS

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

#75 CALLE JUNIN UNIT 301Sold · Feb ’26

$175,000

#75 CALLE JUNIN UNIT 301

3 bd · 2 ba · 1,300 sqft · $135/sqft · 12 DOM

199 Paseo del Bosque AV. DOÑA FELISA RINCON DE GAUDIER UNIT 1-203Sold · Sep ’25

$265

199 Paseo del Bosque AV. DOÑA FELISA RINCON DE GAUDIER UNIT 1-203

3 bd · 2 ba · 1,283 sqft · $0/sqft · 0 DOM

212 ZAMBEZESold · Sep ’25

$215,000

212 ZAMBEZE

3 bd · 2 ba · 1,249 sqft · $172/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 198 LOS PICACHOS — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 198 LOS PICACHOS — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

198 LOS PICACHOS FAQs

What would the monthly payment be for 198 LOS PICACHOS, LA CUMBRE DEV.?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,298/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in SAN JUAN 00926?+

At $295,000, this home is listed about 19% below the SAN JUAN 00926 median of $362,500. The market section on this page shows how the area is trending.

Listing courtesy of REALITY REALTY · Angelica Alvarez Castañeda. MLS #PR9120822.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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198 LOS PICACHOS, LA CUMBRE DEV., SAN JUAN, PR — 4 Bed, 3 Bath — $295,000 | CENTURY 21 Edge