215 HARBOUR DRIVE UNIT J1, HUMACAO, PR, 00791
Active102 days on marketListed Apr 29, 2026MLS #PR9120887
About this home
215 HARBOUR DRIVE UNIT J1
Beautifully maintained 3-bedroom, 3-bathroom residence located in Villas de Palmas II within the Palmas del Mar community. Offered fully furnished and equipped, this home is move-in ready and ideal for comfortable full-time living or a long-term retreat. The first floor features two bedrooms and two full bathrooms, a convenient laundry closet, and an open-concept kitchen that flows into the living and dining areas. Step outside to a private patio with retractable awnings, perfect for relaxing or entertaining. The primary suite is located on the second floor, offering added privacy and partial ocean views, creating a serene and inviting retreat. This community does not allow short-term rentals, providing a more quiet and residential atmosphere for owners and residents. A wonderful opportunity to enjoy the Palmas del Mar lifestyle in a peaceful setting. Palmas del Mar HOA: $1,300/year Villas HOA: $300/month
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,023
Sqft
0 ac
Lot size
2003
Year built
Two
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$3,648 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,648/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 12% below the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 215 HARBOUR DRIVE UNIT J1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$685,000
16 TWILIGHT
4 bd · 3 ba · 2,000 sqft · $343/sqft · 124 DOM
Sold · Feb ’26$385,000
170 HARBOUR DRIVE UNIT I-4
3 bd · 3 ba · 1,995 sqft · $193/sqft · 94 DOM
Sold · Feb ’26$515,000
125 MONTECARLO DRIVE
3 bd · 2.5 ba · 2,087 sqft · $247/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 215 HARBOUR DRIVE UNIT J1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 215 HARBOUR DRIVE UNIT J1 — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
215 HARBOUR DRIVE UNIT J1 FAQs
What would the monthly payment be for 215 HARBOUR DRIVE UNIT J1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,648/mo — principal and interest, estimated property taxes, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 215 HARBOUR DRIVE UNIT J1?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
Are pets allowed at 215 HARBOUR DRIVE UNIT J1?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $440,000, this home is listed about 12% below the HUMACAO 00791 median of $499,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the HUMACAO 00791 market on paper
$440,000 is 12% below the HUMACAO 00791 median of $499,000.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $450,000, now $440,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY PUERTO RICO · Maria Brown. MLS #PR9120887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.