CENTURY 21 Edge
$159,840≈$1,318 /mo all-in ↓

SR 146 Km. 19.4 Interior BO CORDILLERA, CIALES, PR, 00638

Active100 days on marketListed May 5, 2026MLS #PR9121146

✦ Priced 72% below the CIALES 00638 medianWaterfront

About this home

SR 146 Km. 19.4 Interior BO CORDILLERA

Beautiful 8.88-cuerda property bordering the Cialito River in Ciales. Perfect for those seeking a serene natural setting with direct river access, ideal for a private retreat, eco-friendly project, or investment opportunity. Enjoy lush surroundings, tranquil views, and the peaceful charm of countryside living while still being within reach of town amenities.

Facts & features

The home at a glance

8.62 ac

Lot size

WaterfrontMountain(s) & Water view

Inside

Outside & construction

ViewMountain(s) · Water

Community & fees

CommunityRiver

Utilities & systems

UtilitiesElectrical Nearby · Water Nearby
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$1,318 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$941
FHA mortgage insurance (est.)$71
Est. property taxes (1.1%/yr)$147
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,594Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $5,594
Interest rate6.00%
Loan term

Estimated payment

$1,318/mo

Principal & interest$941
FHA mortgage insurance (est.)$71
Est. property taxes$147
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside CIALES 00638

Map of SR 146 Km. 19.4 Interior BO CORDILLERA

The numbers that matter

The CIALES 00638 market

This home is listed 72% below the CIALES 00638 median.

Paper trail

This home's history

May 5, 2026Listed at $159,840 · 100 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about SR 146 Km. 19.4 Interior BO CORDILLERA — start here.

CallText
erwin.vazquez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for SR 146 Km. 19.4 Interior BO CORDILLERA — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

SR 146 Km. 19.4 Interior BO CORDILLERA FAQs

What would the monthly payment be for SR 146 Km. 19.4 Interior BO CORDILLERA?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,318/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in CIALES 00638?+

At $159,840, this home is listed about 72% below the CIALES 00638 median of $572,420. The market section on this page shows how the area is trending.

Listing courtesy of REAL ESTATE MANAGEMENT & SALES SOLUTIONS LLC · Aurienid Bracete Colon. MLS #PR9121146.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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