CENTURY 21 Edge
$695,000$720,0002 bd2 ba1,260 sqft$552 /sqft$4,619 /mo all-in ↓

4123 ISLA VERDE AVENUE UNIT 602, CAROLINA, PR, 00979

Active89 days on marketListed May 13, 2026MLS #PR9121356

Reduced $25KFully furnishedCondominiumISLA VERDE

About this home

4123 ISLA VERDE AVENUE UNIT 602

Enjoy this beautiful, modern and completely remodeled corner apartment. Everything is done to move in. The property includes 2 bedrooms, 2 beautiful remodelled bathrooms with italian cabinets, a very spacious living and dining area, a beautiful opened kitchen remodeled with italian cabinets and equipped with excellent stainless steel appliances , dry bar with italian cabinet and balcony. The apartment has porcelain tiles, ceiling fascias in kitchen, living and dining areas among other beautiful extras. Direct view to San Jose Lagoon from the balcony and side view to Isla Verde Beach form the rest of the property. The condominium has an elegant remodeled lobby, 24-hour security with a guard and controlled access, a beachfront swimming pool and direct access to Isla Verde Beach. The apartment does not have parking space, but Seller have one rented that will be included and paid for one year. Also the building has water cistern and generator for common areas and coming soon a new Full Generator for the whole building. The property conveniently located very close to supermarket, excellent restaurants, pharmacy, many convenient stores, services and direct access to avenue and highway.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,260

Sqft

0.02 ac

Lot size

1970

Year built

One

Levels

$552

Per sqft

Furnished

Inside

FlooringPorcelain Tile
AppliancesDryer · Range · Refrigerator · Washer
InteriorDry Bar · Living Room/Dining Room Combo · Walk-In Closet(s)
LaundryLaundry Closet
CoolingMini-Split Unit(s) · Wall/Window Unit(s)
HeatingNone
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationBrick/Mortar
FacesSouth
ParkingNone
ExteriorOther

Community & fees

HOA fee$339/mo
Taxes$1,308/yr
CommunityGated Community - Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Other
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,619 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property tax — latest actual bill$109
Condo fee — from the listing$339
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,500
Interest rate6.00%
Loan term

Estimated payment

$4,619/mo

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property taxes (actual bill)$109
HOA / condo fee$339
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $695K
$559KedgeAI estimate $616,174 · range $583K$700K$728K

vs edgeAI estimate

+12.8%

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside CAROLINA 00979

Map of 4123 ISLA VERDE AVENUE UNIT 602

The numbers that matter

The CAROLINA 00979 market

This home is listed 84% above the CAROLINA 00979 median.

Paper trail

This home's history

CurrentPrice reduced to $695,000 $25K
May 13, 2026Listed at $720,000 · 89 days on market since
1970Built · ISLA VERDE

Reality check

What actually sold near 4123 ISLA VERDE AVENUE UNIT 602

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7063 PR-187 UNIT 305Sold · Mar ’26

$700,000

7063 PR-187 UNIT 305 · same community

2 bd · 2 ba · 1,323 sqft · $529/sqft · 7 DOM

5859 ISLA VERDE AVENUE UNIT 1708Sold · Dec ’25

$490,000

5859 ISLA VERDE AVENUE UNIT 1708 · same community

1 bd · 1 ba · 833 sqft · $588/sqft · 15 DOM

E6 MAR DE ISLA VERDE UNIT 6Sold · Sep ’25

$355,000

E6 MAR DE ISLA VERDE UNIT 6 · same community

2 bd · 2 ba · 765 sqft · $464/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4123 ISLA VERDE AVENUE UNIT 602 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4123 ISLA VERDE AVENUE UNIT 602 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4123 ISLA VERDE AVENUE UNIT 602 FAQs

What would the monthly payment be for 4123 ISLA VERDE AVENUE UNIT 602?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,619/mo — principal and interest, the actual property-tax bill, the $339/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4123 ISLA VERDE AVENUE UNIT 602?+

The association fee works out to $339 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4123 ISLA VERDE AVENUE UNIT 602?+

The most recent tax bill on record was $1,308. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in CAROLINA 00979?+

At $695,000, this home is listed about 84% above the CAROLINA 00979 median of $377,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$695,000 runs 84% above the CAROLINA 00979 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03The price has already moved

Listed at $720,000, now $695,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of COCA QUIROGA REALTY · Maria Quiroga Perez. MLS #PR9121356.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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