CENTURY 21 Edge
$370,0003 bd3 ba0 sqft$2,853 /mo all-in ↓

Urb. Naranjo Valley #45, FAJARDO, PR, 00738

Active80 days on marketListed May 21, 2026MLS #PR9121425

Single Family ResidenceNARANJO VALLEY

About this home

Urb. Naranjo Valley #45

Welcome to Your Next Oasis of Tranquility! This spectacular country property combines the serenity of nature with the comfort of spacious and versatile spaces. It is the ideal opportunity for those looking for a property to repair, personalize, and turn into their forever home, enjoying the process of designing their own space while securing an excellent investment. Located in a peaceful setting and surrounded by vibrant greenery, the residence features a fluid layout and abundant natural light: Restful Spaces: It boasts three spacious bedrooms designed for maximum comfort. Two of them elevate the experience of privacy by featuring their own private balconies—the perfect spot to enjoy your morning coffee or unwind with the country breeze at sunset. Common Areas with Great Potential: The property stands out for its generous areas that integrate the living room, dining room, and kitchen, offering a blank canvas with extraordinary potential to remodel, expand, and adapt exactly to your tastes and needs. Outdoor Potential: Its large plot of land is a designer's dream, ideal for developing an entertainment area, terraces, a pool, or custom landscaping. Strategic Location It offers the perfect balance: the country escape you are looking for, without losing accessibility to main roads, shops, and essential services. If you are looking for a project with unmatched value where you can repair to your liking and live in total comfort, this is the unique opportunity you have been waiting for! Contact us today to schedule a viewing and discover all the possibilities this property has to offer.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

0

Sqft

0.48 ac

Lot size

2

Garage

1990

Year built

Two

Levels

Pets allowed

Inside

FlooringCeramic Tile
AppliancesOther
InteriorNinguno
LaundryInside
CoolingNone
HeatingOther

Outside & construction

RoofConcrete · Roof Over
ConstructionConcrete
FoundationBlock
FacesEast
ParkingGarage Faces Side
ExteriorHurricane Shutters

Community & fees

HOA fee$12/mo
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesElectricity Available
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$2,853 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Est. property taxes (1.1%/yr)$339
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,950
Interest rate6.00%
Loan term

Estimated payment

$2,853/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Est. property taxes$339
HOA / condo fee$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside FAJARDO 00738

Map of Urb. Naranjo Valley #45

The numbers that matter

The FAJARDO 00738 market

This home is listed 34% above the FAJARDO 00738 median.

Paper trail

This home's history

May 21, 2026Listed at $370,000 · 80 days on market since
1990Built · NARANJO VALLEY

Reality check

What actually sold near Urb. Naranjo Valley #45

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

B D36 ALT DE SAN PEDRO B D36 ALT DE SAN PEDROSold · Sep ’25

$156,000

B D36 ALT DE SAN PEDRO B D36 ALT DE SAN PEDRO

3 bd · 1 ba · 0 sqft · 2 DOM

0 LAS PALMAS UNIT 1Sold · May ’26

$205,000

0 LAS PALMAS UNIT 1

3 bd · 2 ba · 0 sqft · 107 DOM

M-32 CALLE 4Sold · May ’26

$173,000

M-32 CALLE 4

3 bd · 1 ba · 774 sqft · $224/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about Urb. Naranjo Valley #45 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for Urb. Naranjo Valley #45 — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

Urb. Naranjo Valley #45 FAQs

What would the monthly payment be for Urb. Naranjo Valley #45?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,853/mo — principal and interest, estimated property taxes, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at Urb. Naranjo Valley #45?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at Urb. Naranjo Valley #45?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in FAJARDO 00738?+

At $370,000, this home is listed about 34% above the FAJARDO 00738 median of $276,500. The market section on this page shows how the area is trending.

Listing courtesy of SA REALTY GROUP · Sully Rodriguez Ortiz. MLS #PR9121425.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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