CENTURY 21 Edge
$1,445,000$1,450,0004 bd4 ba0 sqft$9,884 /mo all-in ↓

PR 992 KM3.4 3 ST VILLAS DE LUQUILLO UNIT D18, LUQUILLO, PR, 00773

Active77 days on marketListed May 28, 2026MLS #PR9121632

Reduced $5KPrivate poolFully furnishedSingle Family ResidenceVILLAS DE LUQUILLO

About this home

PR 992 KM3.4 3 ST VILLAS DE LUQUILLO UNIT D18

Casa Encanto — A Tropical Masterpiece in the Heart of Luquillo Set against the lush backdrop of El Yunque Rainforest, Casa Encanto stands as a rare fusion of natural beauty and refined Caribbean living. This distinguished 4-bedroom, 4-bath villa is enveloped by swaying palms, vibrant gardens, and an ambiance that feels both secluded and effortlessly serene. The main residence offers three elegantly appointed bedrooms and three spa inspired bathrooms, while a private one bedroom in law suite—complete with a full kitchen and dedicated laundry—provides an exceptional opportunity for hosting or generating income without compromising privacy. Outdoors, the property unfolds like a boutique resort. A shimmering swimming pool, soothing jacuzzi, and expansive covered terraces create a series of intimate and open-air spaces ideal for quiet mornings, sunset gatherings, or entertaining. Mature landscaping, curated lighting, and layered greenery enhance the home’s enchanting character, giving every corner a sense of discovery. Beyond its beauty, Casa Encanto is a proven investment, generating over $75,000 annually in short term rental income from the independent suite—allowing owners to enjoy the main home while benefiting from consistent revenue. Signature Features: • Solar system with Tesla Powerwalls • Water filtration system and cistern • Rainwater collection • Chef style kitchen • Storm shutters • Expansive outdoor living areas • Minutes from Luquillo Beach, El Yunque, RioMar golf/tennis club, and the iconic Kioskos Nestled within a quiet, close community, Casa Encanto offers a lifestyle defined by privacy, elegance, and the timeless allure of the tropics. Showing Requirements: Pre qualification letter and/or proof of funds.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

0

Sqft

0 ac

Lot size

1991

Year built

Three Or More

Levels

Private poolMountain(s) & Trees/Woods viewFurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Dryer · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · High Ceilings · PrimaryBedroom Upstairs · Solid Wood Cabinets · Walk-In Closet(s)
LaundryLaundry Closet
CoolingMini-Split Unit(s)
HeatingNone
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationConcrete Perimeter
ViewMountain(s) · Trees/Woods
FacesNorth
ExteriorBalcony · Garden · Hurricane Shutters · Lighting · Outdoor Grill · Permeable Paving · Playground · Private Entrance · Private Mailbox · Private Yard · Rain Barrel/Cistern(s) · Sidewalk · Storage

Community & fees

HOA fee$60/mo
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Gated Community - No Guard · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Solar · Water Connected
WaterPrivate · Public

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$9,884 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,797
PMI (est., until 20% equity)$542
Est. property taxes (1.1%/yr)$1,325
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $144,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $144,500
Interest rate6.00%
Loan term

Estimated payment

$9,884/mo

Principal & interest$7,797
PMI (est., until 20% equity)$542
Est. property taxes$1,325
HOA / condo fee$60
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside LUQUILLO 00773

Map of PR 992 KM3.4 3 ST VILLAS DE LUQUILLO UNIT D18

The numbers that matter

The LUQUILLO 00773 market

This home is listed 328% above the LUQUILLO 00773 median.

Paper trail

This home's history

CurrentPrice reduced to $1,445,000 $5K
May 28, 2026Listed at $1,450,000 · 77 days on market since
1991Built · VILLAS DE LUQUILLO

Reality check

What actually sold near PR 992 KM3.4 3 ST VILLAS DE LUQUILLO UNIT D18

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

SR 992 KM 5.2Sold · Aug ’25

$250,000

SR 992 KM 5.2

5 bd · 3 ba · 0 sqft · 89 DOM

CARR. 992 BO. MATA DE PLATANO UNIT KM 4.9Sold · Jan ’26

$340,000

CARR. 992 BO. MATA DE PLATANO UNIT KM 4.9

3 bd · 2 ba · 966 sqft · $352/sqft · 45 DOM

#7, H-10 BRISAS DEL MARSold · Sep ’25

$215,000

#7, H-10 BRISAS DEL MAR

3 bd · 2 ba · 1,067 sqft · $201/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about PR 992 KM3.4 3 ST VILLAS DE LUQUILLO UNIT D18 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for PR 992 KM3.4 3 ST VILLAS DE LUQUILLO UNIT D18 — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

PR 992 KM3.4 3 ST VILLAS DE LUQUILLO UNIT D18 FAQs

What would the monthly payment be for PR 992 KM3.4 3 ST VILLAS DE LUQUILLO UNIT D18?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,884/mo — principal and interest, estimated property taxes, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at PR 992 KM3.4 3 ST VILLAS DE LUQUILLO UNIT D18?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at PR 992 KM3.4 3 ST VILLAS DE LUQUILLO UNIT D18?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in LUQUILLO 00773?+

At $1,445,000, this home is listed about 328% above the LUQUILLO 00773 median of $338,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$1,445,000 runs 328% above the LUQUILLO 00773 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $1,450,000, now $1,445,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of TL REALTY · Tammy Davila. MLS #PR9121632.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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