CENTURY 21 Edge

442 URB. VALLE ALTO AVENUE, CAYEY, PR, 00736

Active77 days on marketListed May 28, 2026MLS #PR9121651

URB. VALLE ALTO

About this home

442 URB. VALLE ALTO AVENUE

This prime land parcel is located at 442 Jose De Diego Avenue, Valle Alto Urbanization, in the municipality of Cayey, PR. The property spans a total area of 6.46 cuerdas. It features a versatile topography within an urban setting, positioned extremely close to the town center, major shopping centers, hospitals, and the University of Puerto Rico at Cayey. The site offers rapid access to Expressway PR-52 and other main regional routes, ensuring excellent connectivity. Zoned R-I (Intermediate Residential) and classified as SU (Urban Soil), the best use for this land includes residential development, multi-family housing, or institutional projects, supported by soil compositions such as CaF and MaC. The property has a value of approximately $92,105 for each cuerda. Environmental records indicate the entire terrain is situated within Flood Zone X, placing the area outside of high-risk flood zones. This significant acreage represents a rare and high-potential investment opportunity in one of the most central and accessible locations in the mountain region. CRIM: $175.00 annually. Coordinates: 18.10911140, -66.17489839

Facts & features

The home at a glance

6.27 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$175/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,608 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property tax — 2025 actual bill$15
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate6.00%
Loan term

Estimated payment

$3,608/mo

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property taxes (actual bill)$15
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Pueblo Sur

Map of 442 URB. VALLE ALTO AVENUE

The numbers that matter

The CAYEY 00736 market

This home is listed 65% above the CAYEY 00736 median.

Paper trail

This home's history

May 28, 2026Listed at $595,000 · 77 days on market since

Reality check

What actually sold near 442 URB. VALLE ALTO AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Apt B-202 COND. CHALETS DE SAN MARTIN UNIT B-202Sold · Nov ’25

$165,000

Apt B-202 COND. CHALETS DE SAN MARTIN UNIT B-202

3 bd · 2 ba · 0 sqft · 10 DOM

BARRIO TOÍTA SECTOR LAS PARRAS LOTE #2Sold · Nov ’25

$170,000

BARRIO TOÍTA SECTOR LAS PARRAS LOTE #2

3 bd · 2 ba · 1,126 sqft · $151/sqft · 0 DOM

H-155 BUENA VISTA, TOITA WARD, LA HERRADURA SECTORSold · Jul ’26

$80,000

H-155 BUENA VISTA, TOITA WARD, LA HERRADURA SECTOR

5 bd · 2 ba · 2,500 sqft · $32/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 442 URB. VALLE ALTO AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 442 URB. VALLE ALTO AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

442 URB. VALLE ALTO AVENUE FAQs

What would the monthly payment be for 442 URB. VALLE ALTO AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,608/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 442 URB. VALLE ALTO AVENUE?+

The most recent tax bill on record (2025) was $175. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in CAYEY 00736?+

At $595,000, this home is listed about 65% above the CAYEY 00736 median of $360,000. The market section on this page shows how the area is trending.

Keep looking

Similar homes nearby

Listing courtesy of ARK REAL ESTATE · Luis Figueroa. MLS #PR9121651.

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