CENTURY 21 Edge
$120,0003 bd1 ba1,100 sqft$109 /sqft$1,030 /mo all-in ↓

3 GUARAGUAO WARD, PARCEL 206, GUAYNABO, PR, 00965

Active71 days on marketListed May 29, 2026MLS #PR9121689

Priced 85% below the GUAYNABO 00965 medianSingle Family Residence206 BARRIO GUARAGUAO, GUAYNABO, PR

About this home

3 GUARAGUAO WARD, PARCEL 206

Excellent investment opportunity located in a quiet and convenient area. This property features 3 bedrooms, 1 bathroom, living room, kitchen, dining area, carport, and sits on a 325 m² lot. Please note: the property has an unfinished roof structure, therefore it does not currently qualify for traditional financing. This makes it an ideal opportunity for cash buyers or investors looking to add value and maximize potential. Proof of funds is required prior to scheduling a showing. For additional information or to schedule a private tour, please contact our office.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,100

Sqft

0.08 ac

Lot size

1983

Year built

One

Levels

$109

Per sqft

Inside

FlooringCeramic Tile
AppliancesNone
InteriorNinguno
LaundryIn Garage
CoolingNone
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationConcrete Perimeter
FacesEast
ExteriorBalcony

Community & fees

Utilities & systems

UtilitiesSewer Available · Street Lights
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$1,030 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$706
FHA mortgage insurance (est.)$53
Est. property taxes (1.1%/yr)$110
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,200
Interest rate6.00%
Loan term

Estimated payment

$1,030/mo

Principal & interest$706
FHA mortgage insurance (est.)$53
Est. property taxes$110
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $120K
$115KedgeAI estimate $194,667 · range $183K$214K$223K

vs edgeAI estimate

−38.4%

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside GUAYNABO 00965

Map of 3 GUARAGUAO WARD, PARCEL 206

The numbers that matter

The GUAYNABO 00965 market

This home is listed 85% below the GUAYNABO 00965 median.

Paper trail

This home's history

May 29, 2026Listed at $120,000 · 71 days on market since
1983Built · 206 BARRIO GUARAGUAO, GUAYNABO, PR

Reality check

What actually sold near 3 GUARAGUAO WARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Bo Guaraguao PARCELAS LÓPEZ CASES #26Sold · Jun ’26

$75,000

Bo Guaraguao PARCELAS LÓPEZ CASES #26

3 bd · 1 ba · 1,260 sqft · $60/sqft · 109 DOM

St 830 BO GUARAGUAO SECT ALVARADOSold · Mar ’26

$290,000

St 830 BO GUARAGUAO SECT ALVARADO

4 bd · 2 ba · 1,339 sqft · $217/sqft · 22 DOM

26 Carr 833 LA VILLA GARDEN UNIT 813Sold · Jun ’26

$380,000

26 Carr 833 LA VILLA GARDEN UNIT 813

3 bd · 2 ba · 1,573 sqft · $242/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3 GUARAGUAO WARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3 GUARAGUAO WARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3 GUARAGUAO WARD FAQs

What would the monthly payment be for 3 GUARAGUAO WARD, PARCEL 206?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,030/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in GUAYNABO 00965?+

At $120,000, this home is listed about 85% below the GUAYNABO 00965 median of $795,012. The market section on this page shows how the area is trending.

Listing courtesy of REALITY REALTY · Angelica Alvarez Castañeda. MLS #PR9121689.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3 GUARAGUAO WARD, PARCEL 206, GUAYNABO, PR — 3 Bed, 1 Bath — $120,000 | CENTURY 21 Edge