CENTURY 21 Edge
$463,000$563,0003 bd2 ba1,200 sqft$386 /sqft$3,540 /mo all-in ↓

PR-651 KM 3.2. SR 651, ARECIBO, PR, 00612

Active63 days on marketListed Jun 4, 2026MLS #PR9121836

Reduced $100KPrivate poolFully furnishedSingle Family ResidenceJARDINES DEL JUNCO

About this home

PR-651 KM 3.2. SR 651

TURN-KEY REISDENCE IN ARECIBO - FULLY FURNISHED! Beautiful move-in ready home in Arecibo (PR-651) sold COMPLETELY FURNISHED and equipped. Features 3 bedrooms, 2 bathrooms, a private pool, a cozy gazebo, and a low HOA of only $25/month. Premium Upgrades & Features: • Solar Panel System (transferable contract). • 20KW Kubota power generator. • Twin 600-gallon stainless steel water cisterns running in parallel. • Complete storm shutters. What's Included: 2 living room sets, 3 bedroom sets, 3 inverter AC units, kitchen appliances (fridge, stove, dishwasher), washer/dryer, kitchen utensils, and more. Perfect for primary living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,200

Sqft

0.12 ac

Lot size

2

Garage

1998

Year built

One

Levels

$386

Per sqft

Private poolFurnishedPets allowed

Inside

FlooringPorcelain Tile · Terrazzo
AppliancesBar Fridge · Cooktop · Dishwasher · Microwave · Refrigerator · Solar Hot Water
InteriorCeiling Fan(s) · Central Vacuum · High Ceilings · L Dining · Solid Surface Counters
LaundryIn Garage
CoolingCentral Air
HeatingNone
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionOther
FoundationBlock
FacesNorth
ExteriorGarden · Courtyard · Balcony · French Doors · Lighting · Outdoor Kitchen · Sidewalk · Sliding Doors

Community & fees

HOA fee$25/mo
PetsYes

Utilities & systems

UtilitiesWater Connected · Cable Available · Electricity Available · Electricity Connected · Fiber Optics
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$3,540 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,726
FHA mortgage insurance (est.)$205
Est. property taxes (1.1%/yr)$424
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,205Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,205
Interest rate6.00%
Loan term

Estimated payment

$3,540/mo

Principal & interest$2,726
FHA mortgage insurance (est.)$205
Est. property taxes$424
HOA / condo fee$25
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside ARECIBO 00612

Map of PR-651 KM 3.2. SR 651

The numbers that matter

The ARECIBO 00612 market

This home is listed 85% above the ARECIBO 00612 median.

Paper trail

This home's history

CurrentPrice reduced to $463,000 $100K
Jun 4, 2026Listed at $563,000 · 63 days on market since
1998Built · JARDINES DEL JUNCO

Reality check

What actually sold near PR-651 KM 3.2. SR 651

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

D23 CALLE BAMBUSold · Nov ’25

$155,000

D23 CALLE BAMBU

4 bd · 3 ba · 1,350 sqft · $115/sqft · 31 DOM

Calle Antonio González CALLE ANTONIO GONZÁLEZSold · May ’26

$75,000

Calle Antonio González CALLE ANTONIO GONZÁLEZ

3 bd · 2 ba · 1,445 sqft · $52/sqft · 31 DOM

Los Pinos LOS PINOS UNIT 101-BSold · Feb ’26

$135,000

Los Pinos LOS PINOS UNIT 101-B

3 bd · 1 ba · 875 sqft · $154/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about PR-651 KM 3.2. SR 651 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for PR-651 KM 3.2. SR 651 — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

PR-651 KM 3.2. SR 651 FAQs

What would the monthly payment be for PR-651 KM 3.2. SR 651?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,540/mo — principal and interest, estimated property taxes, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at PR-651 KM 3.2. SR 651?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at PR-651 KM 3.2. SR 651?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in ARECIBO 00612?+

At $463,000, this home is listed about 85% above the ARECIBO 00612 median of $250,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$463,000 runs 85% above the ARECIBO 00612 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $563,000, now $463,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of IRMARY ORAMA · Irmary Orama. MLS #PR9121836.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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