
PR-651 KM 3.2. SR 651, ARECIBO, PR, 00612
Active63 days on marketListed Jun 4, 2026MLS #PR9121836
About this home
PR-651 KM 3.2. SR 651
TURN-KEY REISDENCE IN ARECIBO - FULLY FURNISHED! Beautiful move-in ready home in Arecibo (PR-651) sold COMPLETELY FURNISHED and equipped. Features 3 bedrooms, 2 bathrooms, a private pool, a cozy gazebo, and a low HOA of only $25/month. Premium Upgrades & Features: • Solar Panel System (transferable contract). • 20KW Kubota power generator. • Twin 600-gallon stainless steel water cisterns running in parallel. • Complete storm shutters. What's Included: 2 living room sets, 3 bedroom sets, 3 inverter AC units, kitchen appliances (fridge, stove, dishwasher), washer/dryer, kitchen utensils, and more. Perfect for primary living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,200
Sqft
0.12 ac
Lot size
2
Garage
1998
Year built
One
Levels
$386
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$3,540 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,540/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside ARECIBO 00612
The numbers that matter
The ARECIBO 00612 market
This home is listed 85% above the ARECIBO 00612 median.
Paper trail
This home's history
Reality check
What actually sold near PR-651 KM 3.2. SR 651
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$155,000
D23 CALLE BAMBU
4 bd · 3 ba · 1,350 sqft · $115/sqft · 31 DOM
Sold · May ’26$75,000
Calle Antonio González CALLE ANTONIO GONZÁLEZ
3 bd · 2 ba · 1,445 sqft · $52/sqft · 31 DOM
Sold · Feb ’26$135,000
Los Pinos LOS PINOS UNIT 101-B
3 bd · 1 ba · 875 sqft · $154/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about PR-651 KM 3.2. SR 651 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for PR-651 KM 3.2. SR 651 — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
PR-651 KM 3.2. SR 651 FAQs
What would the monthly payment be for PR-651 KM 3.2. SR 651?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,540/mo — principal and interest, estimated property taxes, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at PR-651 KM 3.2. SR 651?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
Are pets allowed at PR-651 KM 3.2. SR 651?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in ARECIBO 00612?+
At $463,000, this home is listed about 85% above the ARECIBO 00612 median of $250,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$463,000 runs 85% above the ARECIBO 00612 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $563,000, now $463,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IRMARY ORAMA · Irmary Orama. MLS #PR9121836.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.


