CENTURY 21 Edge
$1,500,0005 bd5.5 ba3,410 sqft$440 /sqft$10,331 /mo all-in ↓

J2 CHURCH STREET, GUAYNABO, PR, 00966

Active47 days on marketListed Jun 23, 2026MLS #PR9122034

Private poolFully furnishedSingle Family ResidenceURB. TORRIMAR ALTO

About this home

J2 CHURCH STREET

Experience refined living in one of the most recognized and sought-after gated communities in Guaynabo. Located within the exclusive Torrimar Alto neighborhood, this elegant residence offers the perfect combination of space, comfort, privacy, security, and peace of mind. Thoughtfully designed for modern family living, the home features 5 spacious bedrooms, 4.5 bathrooms, and a generous family room, providing the ideal setting for entertaining, relaxing, and creating lasting memories. The property's functional layout offers ample living spaces filled with natural light, creating a warm and inviting atmosphere throughout. In addition, the residence is equipped with a full-power backup generator and a water cistern, ensuring uninterrupted comfort and convenience year-round. Residents enjoy the peace of mind of living in a community with 24/7 gated security and controlled access, offering both privacy and exclusivity. Property Highlights • 5 Bedrooms • Swimming pool, connected to the cistern. • 2 spacious and beautiful terraces • 4.5 Bathrooms • Spacious Family Room • 21K Power Generator (Total Capacity) with Transfer Switch • Water Cistern • 24/7 Gated Security • Located in the exclusive Torrimar Alto community • HOA: $140/month • Prime location in Guaynabo Torrimar Alto is renowned for its central location and exceptional quality of life, offering easy access to top-rated schools, fine dining, shopping centers, healthcare facilities, and major highways throughout the metropolitan area. This is a rare opportunity to own a distinguished residence in one of Puerto Rico’s most desirable communities, where luxury, security, convenience, and preparedness come together seamlessly. Schedule your private showing today and discover the lifestyle that awaits at Torrimar Alto.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

3,410

Sqft

0.22 ac

Lot size

2

Garage

2000

Year built

Three Or More

Levels

$440

Per sqft

Private poolFurnishedPets allowed

Inside

FlooringConcrete · Terrazzo · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dryer · Microwave · Refrigerator · Washer
InteriorEating Space In Kitchen · Walk-In Closet(s)
LaundryLaundry Room
CoolingMini-Split Unit(s)
HeatingNone
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionBrick · Concrete · Stone
FoundationConcrete Perimeter · Slab
FacesSouth
ExteriorGarden · Hurricane Shutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$140/mo
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$10,331 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,094
PMI (est., until 20% equity)$563
Est. property taxes (1.1%/yr)$1,375
HOA fee — from the listing$140
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $150,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $150,000
Interest rate6.00%
Loan term

Estimated payment

$10,331/mo

Principal & interest$8,094
PMI (est., until 20% equity)$563
Est. property taxes$1,375
HOA / condo fee$140
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside GUAYNABO 00966

Map of J2 CHURCH STREET

The numbers that matter

The GUAYNABO 00966 market

This home is listed 111% above the GUAYNABO 00966 median.

Paper trail

This home's history

Jun 23, 2026Listed at $1,500,000 · 47 days on market since
2000Built · URB. TORRIMAR ALTO

Reality check

What actually sold near J2 CHURCH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Palma Real COLA DE PESCADO UNIT 141Sold · Aug ’26

$1,650,000

Palma Real COLA DE PESCADO UNIT 141

5 bd · 5 ba · 3,328 sqft · $496/sqft · 1 DOM

5032 CALLE TINTILLOSold · Sep ’25

$1,600,000

5032 CALLE TINTILLO

5 bd · 5.5 ba · 3,550 sqft · $451/sqft · 287 DOM

Rey Luis LA VILLA DE TORRIMAR UNIT 430Sold · Mar ’26

$1,550,000

Rey Luis LA VILLA DE TORRIMAR UNIT 430

4 bd · 4 ba · 3,627 sqft · $427/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about J2 CHURCH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for J2 CHURCH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

J2 CHURCH STREET FAQs

What would the monthly payment be for J2 CHURCH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,331/mo — principal and interest, estimated property taxes, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at J2 CHURCH STREET?+

The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at J2 CHURCH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in GUAYNABO 00966?+

At $1,500,000, this home is listed about 111% above the GUAYNABO 00966 median of $712,500. The market section on this page shows how the area is trending.

Listing courtesy of RE/MAX METRO · Kristina Fabregas Vazquez. MLS #PR9122034.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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J2 CHURCH STREET, GUAYNABO, PR — 5 Bed, 5.5 Bath — $1,500,000 | CENTURY 21 Edge