CENTURY 21 Edge
$1,300,0004 bd2.5 ba3,725 sqft$349 /sqft$8,994 /mo all-in ↓

840 MALAGA, GUAYNABO, PR, 00966

Active43 days on marketListed Jun 11, 2026MLS #PR9122057

Private poolSingle Family ResidenceURBANIZACION TORRIMAR

About this home

840 MALAGA

Single-story remodeled residence located at 840 Málaga Street in the gated community of Torrimar, Guaynabo. This 3,725-square-foot home features a layout of 4 bedrooms, 2.5 upgraded bathrooms, an extended remodeled kitchen, and two spacious family room areas. The exterior includes a private swimming pool, a heated jacuzzi, and 2 dedicated parking spaces. Situated on a high-demand street, the property offers 24/7 controlled security access and proximity to community parks and playgrounds.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,725

Sqft

0.16 ac

Lot size

2

Garage

1973

Year built

One

Levels

$349

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Freezer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · Living Room/Dining Room Combo
LaundryElectric Dryer Hookup · Laundry Room
CoolingMini-Split Unit(s)
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
FacesSouth
ExteriorGarden · Private Entrance · Sidewalk

Community & fees

HOA fee$140/mo
PetsYes
CommunityGated Community - Guard · Park · Playground · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$8,994 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,015
PMI (est., until 20% equity)$488
Est. property taxes (1.1%/yr)$1,192
HOA fee — from the listing$140
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $130,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $130,000
Interest rate6.00%
Loan term

Estimated payment

$8,994/mo

Principal & interest$7,015
PMI (est., until 20% equity)$488
Est. property taxes$1,192
HOA / condo fee$140
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.2MedgeAI estimate $1,832,607 · range $1.3M$2.7M$2.8M

vs edgeAI estimate

−29.1%

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside GUAYNABO 00966

Map of 840 MALAGA

The numbers that matter

The GUAYNABO 00966 market

This home is listed 63% above the GUAYNABO 00966 median.

Paper trail

This home's history

Jun 11, 2026Listed at $1,300,000 · 43 days on market since
1973Built · URBANIZACION TORRIMAR

Reality check

What actually sold near 840 MALAGA

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Rey Luis LA VILLA DE TORRIMAR UNIT 430Sold · Mar ’26

$1,550,000

Rey Luis LA VILLA DE TORRIMAR UNIT 430

4 bd · 4 ba · 3,627 sqft · $427/sqft · 47 DOM

COND D'VILLAS CARR 833 KM 11.8 UNIT F-2Sold · Jun ’26

$575,000

COND D'VILLAS CARR 833 KM 11.8 UNIT F-2

4 bd · 4 ba · 3,233 sqft · $178/sqft · 16 DOM

B20 LA COLINASold · Jan ’26

$1,900,000

B20 LA COLINA

4 bd · 5 ba · 3,100 sqft · $613/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Robert Holmgren

Your agent

Robert Holmgren

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 840 MALAGA — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 840 MALAGA — before you fall in love.

See it in person

Schedule a tour

Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

840 MALAGA FAQs

What would the monthly payment be for 840 MALAGA?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,994/mo — principal and interest, estimated property taxes, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 840 MALAGA?+

The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at 840 MALAGA?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in GUAYNABO 00966?+

At $1,300,000, this home is listed about 63% above the GUAYNABO 00966 median of $799,000. The market section on this page shows how the area is trending.

Listing courtesy of MARIA E COLON · Maria Colon Rodriguez. MLS #PR9122057.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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