CENTURY 21 Edge
Pending
$495,0002 bd2 ba1,038 sqft$477 /sqft$4,040 /mo all-in ↓

Cluster 2, 40-B CLUSTER 2, RIO MAR, RIO GRANDE, PR, 00745

Pending47 days on marketListed Jun 22, 2026MLS #PR9122160

Priced 17% below the RIO GRANDE 00745 medianPrivate poolVillaCLUSTER 2, RIO MAR

About this home

Cluster 2, 40-B CLUSTER 2, RIO MAR

The Villa Cluster 2, at Wyndham Grand Rio Mar Beach & Golf Resort represents an unparalleled opportunity for those seeking a blend of luxury, comfort, and tropical beauty. Nestled within the exquisite surroundings of one of Puerto Rico's premier resorts, this villa offers an escape to paradise with the added benefits of world-class amenities and an idyllic location. The sale of this property opens the door to a lifestyle that many dream of but few attain, making it a once-in-a-lifetime investment for the discerning buyer. Furniture included & Golf Cart.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,038

Sqft

0 ac

Lot size

1980

Year built

One

Levels

$477

Per sqft

Private poolTurnkeyPets allowed

Inside

FlooringCeramic Tile
AppliancesBar Fridge · Convection Oven · Cooktop · Electric Water Heater · Freezer · Microwave · Other · Refrigerator
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Other
LaundryIn Kitchen · Other
CoolingMini-Split Unit(s)
HeatingNone
FurnishedTurnkey

Outside & construction

RoofConcrete
ConstructionBlock · Concrete · Other
FoundationBlock · Other
FacesEast
ExteriorBalcony · Basketball Court · Courtyard · Dog Run · Garden · Other · Outdoor Grill · Playground · Sidewalk · Tennis Court(s)

Community & fees

HOA fee$293/mo
PetsYes
CommunityClubhouse · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$4,040 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Est. property taxes (1.1%/yr)$454
HOA fee — from the listing$293
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$4,040/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Est. property taxes$454
HOA / condo fee$293
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside RIO GRANDE 00745

Map of Cluster 2, 40-B CLUSTER 2, RIO MAR

The numbers that matter

The RIO GRANDE 00745 market

This home is listed 17% below the RIO GRANDE 00745 median.

Paper trail

This home's history

Jun 22, 2026Listed at $495,000 · 47 days on market since
1980Built · CLUSTER 2, RIO MAR

Reality check

What actually sold near Cluster 2

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Continental Beach Resorts CAMINO LAS PICUAS UNIT A12Sold · Jan ’26

$448,000

Continental Beach Resorts CAMINO LAS PICUAS UNIT A12

2 bd · 2 ba · 1,019 sqft · $440/sqft · 37 DOM

BF201 CAMINO LAS PICUAS UNIT BF201Sold · Apr ’26

$400,000

BF201 CAMINO LAS PICUAS UNIT BF201

2 bd · 2 ba · 1,058 sqft · $378/sqft · 0 DOM

Calle 512 REINA CATALINASold · Dec ’25

$180,000

Calle 512 REINA CATALINA

3 bd · 2.5 ba · 972 sqft · $185/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about Cluster 2 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for Cluster 2 — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

Cluster 2 FAQs

What would the monthly payment be for Cluster 2, 40-B CLUSTER 2, RIO MAR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,040/mo — principal and interest, estimated property taxes, the $293/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at Cluster 2, 40-B CLUSTER 2, RIO MAR?+

The association fee works out to $293 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at Cluster 2, 40-B CLUSTER 2, RIO MAR?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in RIO GRANDE 00745?+

At $495,000, this home is listed about 17% below the RIO GRANDE 00745 median of $599,000. The market section on this page shows how the area is trending.

Listing courtesy of NELSON BIAGGI CORREDOR · Nelson Biaggi. MLS #PR9122160.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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Cluster 2, 40-B CLUSTER 2, RIO MAR, RIO GRANDE, PR — 2 Bed, 2 Bath — $495,000 | CENTURY 21 Edge