145 MONTECARLO UNIT 145, HUMACAO, PR, 00791
Active53 days on marketListed Jun 17, 2026MLS #PR9122165
About this home
145 MONTECARLO UNIT 145
**Exceptional Homesite with Architectural Concept in Prime Location** Rare opportunity to build your dream home in one of the area's most desirable locations. This exceptional 3,416 sq. ft. (317.56 m²) lot includes a conceptual design by renowned artist Nestor Paoli for an approximately 3,000 sq. ft., three-level townhouse that seamlessly blends art, architecture, and nature. Designed to maximize natural light and surrounding views, the proposed residence features expansive side windows that bring the outdoors into every living space. The property enjoys breathtaking vistas and the beach, golf course, tennis center, hotel, restaurants, and Palmanova Plaza. Located on family-friendly Montecarlo Street, this unique homesite offers the perfect setting to create a private sanctuary and lasting family memories. The combination of an outstanding location, stunning views, and inspired architectural vision makes this a truly one-of-a-kind offering. **Highlights:** * 3,416 sq. ft. (317.56 m²) lot * Conceptual design by renowned artist Nestor Paoli * Proposed 3-level townhouse of approximately 3,000 sq. ft. * Spectacular views * Walking distance to beach, golf course, tennis center, hotel, restaurants, and Palmanova Plaza * Located on desirable, family-oriented Montecarlo Street * Unique opportunity to build a custom residence that harmonizes with its natural surroundings
Facts & features
The home at a glance
0.05 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$1,537 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,537/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 62% below the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 145 MONTECARLO UNIT 145
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$630,000
237 MONTECARLO UNIT 237 · same community
3 bd · 2 ba · 2,961 sqft · $213/sqft · 22 DOM
Sold · May ’26$425,000
C5 LAS VILLAS EN PALMAS II, HARBOUR DR. UNIT C5
3 bd · 3 ba · 0 sqft · 169 DOM
Sold · May ’26$425,000
180 PALMAS DRIVE UNIT 52-03
3 bd · 2.5 ba · 0 sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 145 MONTECARLO UNIT 145 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 145 MONTECARLO UNIT 145 — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
145 MONTECARLO UNIT 145 FAQs
What would the monthly payment be for 145 MONTECARLO UNIT 145?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,537/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 145 MONTECARLO UNIT 145?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $190,000, this home is listed about 62% below the HUMACAO 00791 median of $499,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of ELITE REAL ESTATE · Lillian Gonzalez Rodriguez. MLS #PR9122165.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.