150 PALMAS DRIVE UNIT 118, HUMACAO, PR, 00791
Active41 days on marketListed Jul 1, 2026MLS #PR9122230
About this home
150 PALMAS DRIVE UNIT 118
3-bedroom, 2-bathroom walk-up on the 3rd floor (no elevator) in Palmas del Mar (Haciendas de Palmas). Includes two private balconies. Air-conditioned. Located close to beaches, golf, and resort amenities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,060
Sqft
1990
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$3,168 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,168/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.3%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 21% below the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 150 PALMAS DRIVE UNIT 118
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$310,000
150 PALMAS DRIVE HACIENDAS DE PALMAS UNIT 119 · same community
3 bd · 2.5 ba · 1,758 sqft · $176/sqft · 258 DOM
Sold · Sep ’25$310,000
150 PALMAS DRIVE UNIT 116 · same community
3 bd · 2.5 ba · 0 sqft · 229 DOM
Sold · Feb ’26$515,000
125 MONTECARLO DRIVE
3 bd · 2.5 ba · 2,087 sqft · $247/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 150 PALMAS DRIVE UNIT 118 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 150 PALMAS DRIVE UNIT 118 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
150 PALMAS DRIVE UNIT 118 FAQs
What would the monthly payment be for 150 PALMAS DRIVE UNIT 118?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,168/mo — principal and interest, estimated property taxes, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 150 PALMAS DRIVE UNIT 118?+
The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
Are pets allowed at 150 PALMAS DRIVE UNIT 118?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $393,000, this home is listed about 21% below the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the HUMACAO 00791 market on paper
$393,000 is 21% below the HUMACAO 00791 median of $495,000.
02Mountain(s) & Pool views
The mountain(s) and pool view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $399,000, now $393,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LYNNETTE COLLAZO REALTY · Lynnette Collazo. MLS #PR9122230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.