5 HARBOUR LIGHTS, HUMACAO, PR, 00791
Active34 days on marketListed Jul 2, 2026MLS #PR9122491
About this home
5 HARBOUR LIGHTS
Nestled on an oversized lot (0.68 acres) in the sought-after Harbour Lights community of Palmas del Mar, this beautifully maintained 5-bedroom, 3.5-bathroom home offers the perfect combination of space, privacy, and tropical living. Designed for both everyday comfort and entertaining, the home features a functional floor plan with generous living areas, a two-car garage, and an upstairs balcony where you can enjoy peaceful ocean views and refreshing Caribbean breezes. One of the property's most distinctive features is its expansive yard, a true tropical oasis filled with mature fruit trees, including banana, soursop, breadfruit, papaya, mango, and avocado. Whether you enjoy gardening, outdoor gatherings, or simply appreciate the beauty of nature, this backyard offers endless possibilities. The home is equipped with electric storm shutters throughout and a diesel generator, providing added security and peace of mind year-round. The sale also includes a dishwasher, stove/oven, and washer and dryer, making it move-in ready. Located within the gated resort community of Palmas del Mar, residents enjoy access to miles of golf cart paths, beaches, marinas, restaurants, shops, golf courses, tennis and pickleball facilities, equestrian amenities, and more. Annual HOA Fees: • Palmas del Mar HOA: $1,300 • Harbour Lights HOA: $300 Don't miss this opportunity to own a spacious home on one of the larger lots in Harbour Lights, where tropical beauty, ocean views, and resort-style living come together.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,377
Sqft
0.68 ac
Lot size
2
Garage
2003
Year built
One
Levels
$631
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,074 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,074/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 203% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near 5 HARBOUR LIGHTS
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$550,000
Palmanova Village 285 PALMAS INN WAY UNIT 4-303
4 bd · 4 ba · 2,373 sqft · $232/sqft · 199 DOM
Sold · Jun ’26$685,000
16 TWILIGHT
4 bd · 3 ba · 2,000 sqft · $343/sqft · 124 DOM
Sold · Feb ’26$600,000
E20 CALLE TWILIGHT UNIT E20
4 bd · 3 ba · 2,800 sqft · $214/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5 HARBOUR LIGHTS — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 HARBOUR LIGHTS — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5 HARBOUR LIGHTS FAQs
What would the monthly payment be for 5 HARBOUR LIGHTS?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,074/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5 HARBOUR LIGHTS?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5 HARBOUR LIGHTS?+
The most recent tax bill on record (2026) was $2,798. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5 HARBOUR LIGHTS?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $1,499,900, this home is listed about 203% above the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY PUERTO RICO · Maria Brown. MLS #PR9122491.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.