CENTURY 21 Edge
$550,0005 bd3,065 sqft$179 /sqft$4,145 /mo all-in ↓

901 HARVARD, SAN JUAN, PR, 00927

Active24 days on marketListed Jul 9, 2026MLS #PR9122500

Priced 63% below the SAN JUAN 00927 medianDuplexURB UNIVERSITY GARDENS

About this home

901 HARVARD

Income-producing opportunity located in the desirable University Gardens community of San Juan. Situated on a corner lot in the heart of the metropolitan area, this property offers approximately 3,065 square feet of living area on a generously sized lot, providing a combination of interior and outdoor space not commonly found within the neighborhood. Featuring two independent living units with separate water and electricity meters, it presents an excellent opportunity for owner-occupants seeking supplemental rental income or investors looking for long-term rental potential. The property consists of a 3-bedroom, 3-bathroom main residence featuring a dedicated office that offers additional flexible living space, along with two living areas, a functional kitchen, a spacious terrace/patio, and owned solar panels that help reduce monthly electricity costs. The spacious main residence, with three independent entrances, offers additional flexibility for future reconfiguration, subject to buyer verification and applicable regulations. The main residence is currently vacant, offering immediate occupancy or the opportunity to lease at market rates. The second unit features 2 bedrooms, 1 bathroom, a comfortable living and dining area, a functional kitchen with an adjacent laundry area, a private balcony, and a bright enclosed flex space ideal for a home office, reading nook, hobby room, playroom, or additional sitting area. This unit offers excellent flexibility for rental income, multigenerational living, guest accommodations, or extended family. Conveniently located near major expressways, universities, hospitals, shopping centers, restaurants, and business districts, the property enjoys a central San Juan location with strong rental appeal. Whether you're looking to expand your investment portfolio or purchase a home with an existing income-producing component, 901 Calle Harvard offers a practical combination of comfortable living and rental potential in one of San Juan's most established residential communities. Schedule your private showing today.

Facts & features

The home at a glance

5

Bedrooms

3,065

Sqft

0.14 ac

Lot size

1960

Year built

$179

Per sqft

Inside

InteriorAccessibility Features · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Kitchen · Laundry Closet · Washer Hookup
CoolingMini-Split Unit(s)
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
ExteriorAwning(s) · Balcony · French Doors · Garden · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk

Community & fees

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Fiber Optics · Public · Sewer Available · Sewer Connected · Water - Multiple Meters · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$4,145 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Est. property taxes (1.1%/yr)$504
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$4,145/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Est. property taxes$504
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hyde Park

Map of 901 HARVARD

The numbers that matter

The SAN JUAN 00927 market

This home is listed 63% below the SAN JUAN 00927 median.

Paper trail

This home's history

Jul 9, 2026Listed at $550,000 · 24 days on market since
1960Built · URB UNIVERSITY GARDENS

Reality check

What actually sold near 901 HARVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

D23 CALLE BAMBUSold · Nov ’25

$155,000

D23 CALLE BAMBU · same community

4 bd · 3 ba · 1,350 sqft · $115/sqft · 31 DOM

University Gardens INTERAMERICANA UNIT 250Sold · Aug ’25

$461,000

University Gardens INTERAMERICANA UNIT 250

5 bd · 4 ba · 2,769 sqft · $166/sqft · 23 DOM

F-2 Sierra del Rio CALLE 1 UNIT F-2Sold · Aug ’25

$898,000

F-2 Sierra del Rio CALLE 1 UNIT F-2

4 bd · 4 ba · 2,400 sqft · $374/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 901 HARVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 901 HARVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

901 HARVARD FAQs

What would the monthly payment be for 901 HARVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,145/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in SAN JUAN 00927?+

At $550,000, this home is listed about 63% below the SAN JUAN 00927 median of $1,495,000. The market section on this page shows how the area is trending.

Listing courtesy of NATALIA COLON BERNARD · Natalia Colon Bernard. MLS #PR9122500.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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