3 OCEAN DR. UNIT 201, LUQUILLO, PR, 00773
Active28 days on marketListed Jul 3, 2026MLS #PR9122542
About this home
3 OCEAN DR. UNIT 201
Enjoy oceanfront living in this beautiful corner apartment located in the Costa Luquillo Condominium. At approximately 1,322 sq ft (122.81 sq m), this move-in ready property features 3 bedrooms, 1 fully remodeled bathroom, a spacious open-concept living and dining area, and a large balcony with spectacular ocean views. The apartment has been meticulously maintained and includes new windows, storm shutters throughout, and a functional kitchen with ample storage. Its layout and abundant natural light create a comfortable and inviting atmosphere. Costa Luquillo offers direct beach access, a swimming pool, green spaces, and 1 assigned parking space. Short-term rentals (Airbnb) are permitted, subject to condominium regulations, making it an excellent opportunity for a primary residence, vacation home, or investment property. The condominium benefits from a water supply from the El Yunque watershed, a significant advantage that has historically provided a more stable and reliable water service for its residents. Located minutes from El Yunque National Forest, marinas, golf courses, restaurants, shopping centers, Rio Grande, and Fajardo, and approximately 40 minutes from San Juan. An excellent opportunity to enjoy or invest in paradise!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,321
Sqft
0.03 ac
Lot size
1970
Year built
One
Levels
$341
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,930 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,930/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+56.3%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside LUQUILLO 00773
The numbers that matter
The LUQUILLO 00773 market
This home is listed 32% above the LUQUILLO 00773 median.
Paper trail
This home's history
Reality check
What actually sold near 3 OCEAN DR. UNIT 201
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$325,000
49 CALLE ROSENDO M CINTRON UNIT 5F
3 bd · 2 ba · 1,303 sqft · $249/sqft · 28 DOM
Sold · Apr ’26$255,000
SANDY HILLS CONDO #43 ROSADO MATIENZO CINTRON TOWER I UNIT 12-A
3 bd · 2 ba · 1,303 sqft · $196/sqft · 0 DOM
Sold · Jul ’26$335,000
109 COSTA LUQUILLO COND. UNIT 109
3 bd · 2 ba · 1,300 sqft · $258/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chris Shouse
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3 OCEAN DR. UNIT 201 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 OCEAN DR. UNIT 201 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chris's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3 OCEAN DR. UNIT 201 FAQs
What would the monthly payment be for 3 OCEAN DR. UNIT 201?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,930/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3 OCEAN DR. UNIT 201?+
The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3 OCEAN DR. UNIT 201?+
The most recent tax bill on record (2025) was $9,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3 OCEAN DR. UNIT 201?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in LUQUILLO 00773?+
At $450,000, this home is listed about 32% above the LUQUILLO 00773 median of $340,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of PR SMART CHOICE REALTY · Elizabeth Alemar Jiménez. MLS #PR9122542.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.