120 URB.BELAIR AT FINCA ELENA | CALLE NARANJO UNIT 120, GUAYNABO, PR, 00971
Active40 days on marketListed Sep 3, 2026MLS #PR9122686
About this home
120 URB.BELAIR AT FINCA ELENA | CALLE NARANJO UNIT 120
Offering the perfect balance of luxury, comfort, and privacy, this beautifully remodeled residence is located in the prestigious gated community of Belair at Finca Elena in Guaynabo. The property features four spacious bedrooms, three and a half bathrooms, an elegant living room, a formal dining area, and a fully remodeled and equipped kitchen designed for modern living and effortless entertaining. It also includes a newly renovated laundry room featuring premium custom cabinetry, a modern washer and dryer, and a utility sink. The residence is equipped with solar panels, a new 20-kW whole-house backup generator purchased in November 2025, and a 500-gallon water cistern with a filtration and circulation pump system, providing energy efficiency, convenience, and peace of mind throughout the year. Step outside into your private backyard oasis, complete with a covered concrete terrace, a sparkling swimming pool, stylish pergolas, an outdoor grilling area with a refrigerator for family enjoyment, and lush tropical landscaping. Together, these features create the ideal setting for relaxation, entertaining, and memorable gatherings with family and friends. Residents enjoy an exceptional lifestyle with exclusive access to outstanding community amenities, including tennis and pickleball courts, a basketball court, a recreational swimming pool, a children’s playground, a gazebo, and controlled access. Meticulously maintained and move-in ready beginning in September 2026, this remarkable residence offers the perfect combination of sophistication, resilience, convenience, and resort-style living in one of Guaynabo’s most sought-after communities.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,350
Sqft
0.19 ac
Lot size
2018
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside GUAYNABO 00971
GUAYNABO 00971 — neighborhood snapshot
Population
26,066
Median age
51
Median income
$38,634
Median home value
$182,184
Avg household
3
Households w/ children
2,055
The numbers that matter
The GUAYNABO 00971 market
This home is listed 99% below the GUAYNABO 00971 median.
Paper trail
This home's history
Reality check
What actually sold near 120 URB.BELAIR AT FINCA ELENA | CALLE NARANJO UNIT 120
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$740,000
E-2-E-98 4 STREET UNIT D-9
4 bd · 2.5 ba · 2,536 sqft · $292/sqft · 39 DOM
Sold · Jun ’26$490,000
Calle 1 B-6, LOMAS DEL SOL DEV.
5 bd · 3 ba · 2,654 sqft · $185/sqft · 14 DOM
Sold · Jan ’26$650,000
A 31-A. SUNSET HILLS
4 bd · 2.5 ba · 2,700 sqft · $241/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 120 URB.BELAIR AT FINCA ELENA | CALLE NARANJO UNIT 120 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 120 URB.BELAIR AT FINCA ELENA | CALLE NARANJO UNIT 120 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
120 URB.BELAIR AT FINCA ELENA | CALLE NARANJO UNIT 120 FAQs
What would the monthly payment be for 120 URB.BELAIR AT FINCA ELENA | CALLE NARANJO UNIT 120?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $196/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 120 URB.BELAIR AT FINCA ELENA | CALLE NARANJO UNIT 120?+
The listing reports pets: Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in GUAYNABO 00971?+
At $5,000, this home is listed about 99% below the GUAYNABO 00971 median of $795,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of RICARDO MARQUEZ · Ricardo Marquez. MLS #PR9122686.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.