CENTURY 21 Edge
Pending
$90,0003 bd1 ba1,000 sqft$90 /sqft≈$812 /mo all-in ↓

4219 CALLE SANTA MONICA, PONCE, PR, 00731

Pending33 days on marketListed Jul 10, 2026MLS #PR9122689

✦ Priced 40% below the PONCE 00731 medianSingle Family ResidenceEXT. SANTA TERESITA

About this home

4219 CALLE SANTA MONICA

Virtually Staged. This inviting 3-bedroom, 1-bathroom home is located in the well-established Santa Teresita neighborhood of Ponce, Puerto Rico, offering a practical layout ideal for first-time buyers, small families, or investors. Its convenient location provides easy access to schools, shopping centers, restaurants, hospitals, and major roads, while still maintaining a peaceful residential atmosphere. Inside, the home features a functional floor plan with a bright living room, a designated dining area, and a kitchen ready for your personal touch. The three bedrooms have comfortable living spaces, and the centrally located full bathroom adds convenience for everyday living.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,000

Sqft

0.05 ac

Lot size

1

Garage

1985

Year built

One

Levels

$90

Per sqft

Inside

FlooringCeramic Tile
AppliancesOther
InteriorOther
LaundryOther
CoolingOther
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
FacesEast
ExteriorOther

Community & fees

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Other · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$812 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$530
FHA mortgage insurance (est.)$40
Est. property taxes (1.1%/yr)$82
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $3,150
Interest rate6.00%
Loan term

Estimated payment

$812/mo

Principal & interest$530
FHA mortgage insurance (est.)$40
Est. property taxes$82
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside PONCE 00731

Map of 4219 CALLE SANTA MONICA

The numbers that matter

The PONCE 00731 market

This home is listed 40% below the PONCE 00731 median.

Paper trail

This home's history

Jul 10, 2026Listed at $90,000 · 33 days on market since
1985Built · EXT. SANTA TERESITA

Reality check

What actually sold near 4219 CALLE SANTA MONICA

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Calle 14 JARDINES DE FAGOTSold · Oct ’25

$225,000

Calle 14 JARDINES DE FAGOT

4 bd · 2 ba · 1,027 sqft · $219/sqft · 0 DOM

M-44 CALLE LUZ DIVINA JARDINES FAGOTSold · Dec ’25

$195,000

M-44 CALLE LUZ DIVINA JARDINES FAGOT

3 bd · 2 ba · 1,207 sqft · $162/sqft · 19 DOM

Ext Santa Teresita SANTA JUANITA UNIT 3622Sold · Jan ’26

$165,000

Ext Santa Teresita SANTA JUANITA UNIT 3622

4 bd · 2 ba · 0 sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4219 CALLE SANTA MONICA — start here.

CallText
alek.cherrone@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4219 CALLE SANTA MONICA — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4219 CALLE SANTA MONICA FAQs

What would the monthly payment be for 4219 CALLE SANTA MONICA?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $812/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in PONCE 00731?+

At $90,000, this home is listed about 40% below the PONCE 00731 median of $149,950. The market section on this page shows how the area is trending.

Keep looking

Similar homes nearby

. 123 KM 16.1 INT.

$90,000

. 123 KM 16.1 INT., PONCE

3 bd · 2 ba · 1,251 sqft

Listing courtesy of ARROYOLARUE REALTY · Christopher Larue. MLS #PR9122689.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

CallRequest a tour
CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 12, 2026 at 2:19 PM UTC. The listing information on this page last changed on August 12, 2026 at 2:19 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 12, 2026 at 2:19 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 12, 2026 at 2:19 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.