CENTURY 21 Edge
Pending
$699,0003 bd3.5 ba2,022 sqft$346 /sqft$4,474 /mo all-in ↓

#12 CALLE CENTRAL HACIENDA MARGARITA, LUQUILLO, PR, 00773

Pending33 days on marketListed Jul 14, 2026MLS #PR9122741

Private poolSingle Family ResidenceHACIENDA MARGARITA

About this home

#12 CALLE CENTRAL HACIENDA MARGARITA

Discover this exceptional residence in the Hacienda Margarita community, just minutes from Luquillo's world renowned beaches. Situated on an expansive 3,100-square-meter lot (approximately 0.77 acres), this thoughtfully designed home features 4 bedrooms and 3.5 bathrooms, including three bedrooms on the second level and a private first floor bedroom with a full bathroom, ideal as a guest suite, in-law quarters, home office, or studio. Designed for both comfort and entertaining, the property offers three spacious terraces, a private swimming pool, and a jacuzzi, creating the perfect setting to enjoy Puerto Rico's tropical lifestyle. Additional features include a full house backup generator, water cistern, extended carport, three storage rooms, electric storm shutters, and generous indoor and outdoor living areas designed for functionality and everyday comfort. Residents of Hacienda Margarita enjoy outstanding community amenities, including a clubhouse, swimming pool, two tennis courts, basketball court, and playground, all within a well established residential community. Whether you're looking for a primary residence, a vacation retreat, or an investment opportunity, this home offers an exceptional combination of space, privacy, convenience, and coastal living.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,022

Sqft

0.77 ac

Lot size

1996

Year built

Two

Levels

$346

Per sqft

Private poolMountain(s) view

Inside

FlooringConcrete
AppliancesCooktop · Electric Water Heater
InteriorCeiling Fan(s)
LaundryNone
CoolingMini-Split Unit(s)
HeatingNone

Outside & construction

RoofConcrete · Roof Over
ConstructionConcrete
FoundationConcrete Perimeter
ViewMountain(s)
FacesEast
ExteriorBalcony · Hurricane Shutters · Outdoor Shower · Private Yard

Community & fees

HOA fee$150/mo
Taxes (2025)$1,561/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Gated Community - Guard · Golf Carts OK · Horses Allowed · Playground · Pool · Racquetball · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,474 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$130
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$4,474/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$130
HOA / condo fee$150
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside LUQUILLO 00773

Map of #12 CALLE CENTRAL HACIENDA MARGARITA

The numbers that matter

The LUQUILLO 00773 market

This home is listed 119% above the LUQUILLO 00773 median.

Paper trail

This home's history

Jul 14, 2026Listed at $699,000 · 33 days on market since
1996Built · HACIENDA MARGARITA

Reality check

What actually sold near #12 CALLE CENTRAL HACIENDA MARGARITA

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6 HACIENDA MARGARITASold · Oct ’25

$775,000

6 HACIENDA MARGARITA · same community

4 bd · 2.5 ba · 2,041 sqft · $380/sqft · 66 DOM

53 INGENIO STREETSold · Jun ’26

$725,000

53 INGENIO STREET · same community

5 bd · 3 ba · 2,500 sqft · $290/sqft · 713 DOM

172 CALLE CARRETA 172Sold · Apr ’26

$625,000

172 CALLE CARRETA 172 · same community

5 bd · 3.5 ba · 0 sqft · 324 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about #12 CALLE CENTRAL HACIENDA MARGARITA — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for #12 CALLE CENTRAL HACIENDA MARGARITA — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

#12 CALLE CENTRAL HACIENDA MARGARITA FAQs

What would the monthly payment be for #12 CALLE CENTRAL HACIENDA MARGARITA?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,474/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at #12 CALLE CENTRAL HACIENDA MARGARITA?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on #12 CALLE CENTRAL HACIENDA MARGARITA?+

The most recent tax bill on record (2025) was $1,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at #12 CALLE CENTRAL HACIENDA MARGARITA?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in LUQUILLO 00773?+

At $699,000, this home is listed about 119% above the LUQUILLO 00773 median of $318,500. The market section on this page shows how the area is trending.

Listing courtesy of COELLO REALTY · Mayté Coello Soto. MLS #PR9122741.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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