CENTURY 21 Edge
$950,000$975,0004 bd2.5 ba3,278 sqft$290 /sqft$6,389 /mo all-in ↓

3505 LA SANTA EL MONTE, PONCE, PR, 00716

Active19 days on marketListed Jul 23, 2026MLS #PR9122955

Reduced $25KPrivate poolSingle Family ResidenceEL MONTE

About this home

3505 LA SANTA EL MONTE

Luxury Corner– Move-In Ready Experience luxury living in this exceptional move-in ready corner home, thoughtfully designed to comfort, elegance, and privacy. Featuring 4,824 square feet of living space, this impressive residence boasts spacious interiors, an excellent layout, abundant natural light, and beautiful views of the surrounding landscape. The home offers 4 bedrooms, 2.5 bathrooms, a formal living room, dining room, kitchen, and a generous family room, providing ample space for everyday living and entertaining. The primary suite features a spacious walk-in closet and a private bathroom complete with a relaxing jacuzzi. Expansive glass security doors seamlessly connect the indoor and outdoor living areas, allowing you to enjoy panoramic views and abundant natural light throughout the home. Situated on a 2,199-square-meter corner lot, the property also features a private swimming pool, a basketball court, beautifully landscaped open spaces, and a variety of mature fruit trees, creating a peaceful and private setting. This remarkable residence offers the perfect combination of luxury, functionality, and outdoor living—ready for you to move in and enjoy. Schedule your private showing today and discover everything this extraordinary property.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,278

Sqft

0.54 ac

Lot size

2

Garage

1980

Year built

One

Levels

$290

Per sqft

Private poolPool & Trees/Woods view

Inside

FlooringPorcelain Tile · Tile
AppliancesRefrigerator · Solar Hot Water Owned · Water Purifier
InteriorAttic Fan · Ceiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets
LaundryLaundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric · Solar

Outside & construction

RoofConcrete
ConstructionBlock · Concrete
FoundationBlock · Concrete Perimeter
ViewPool · Trees/Woods
FacesNorthwest
ExteriorBasketball Court · Lighting · Outdoor Grill · Sidewalk · Storage

Community & fees

HOA fee$175/mo
Taxes (2026)$6,855/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,389 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2026 actual bill$571
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $95,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $95,000
Interest rate6.00%
Loan term

Estimated payment

$6,389/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$571
HOA / condo fee$175
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside PONCE 00716

Map of 3505 LA SANTA EL MONTE

The numbers that matter

The PONCE 00716 market

This home is listed 4557% above the PONCE 00716 median.

Paper trail

This home's history

CurrentPrice reduced to $950,000 $25K
Jul 23, 2026Listed at $975,000 · 19 days on market since
1980Built · EL MONTE

Reality check

What actually sold near 3505 LA SANTA EL MONTE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

737(M-33), 3 St. LLANOS DEL SURSold · Aug ’26

$145,000

737(M-33), 3 St. LLANOS DEL SUR

3 bd · 1 ba · 1,003 sqft · $145/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3505 LA SANTA EL MONTE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3505 LA SANTA EL MONTE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3505 LA SANTA EL MONTE FAQs

What would the monthly payment be for 3505 LA SANTA EL MONTE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,389/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3505 LA SANTA EL MONTE?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3505 LA SANTA EL MONTE?+

The most recent tax bill on record (2026) was $6,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3505 LA SANTA EL MONTE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in PONCE 00716?+

At $950,000, this home is listed about 4557% above the PONCE 00716 median of $20,400. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$950,000 runs 4557% above the PONCE 00716 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $975,000, now $950,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of SOSA REAL ESTATE PR · Francisco Sosa. MLS #PR9122955.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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