CENTURY 21 Edge
$225,000≈$1,790 /mo all-in ↓

PR 985 QUEBRADA FAJARDO UNIT 4F, FAJARDO, PR, 00738

Active6 days on marketListed Aug 9, 2026MLS #PR9123289

✦ Priced 5% below the FAJARDO 00738 median

About this home

PR 985 QUEBRADA FAJARDO UNIT 4F

Prime investment opportunity! Discover this massive 2,805 square meter flat lot in the highly sought-after Barrio Quebrada Fajardo, Puerto Rico. Offering the perfect blank canvas for your dream estate, multi-family development, or strategic investment, this fully usable parcel combines privacy with unparalleled urban convenience.Location is everything. Positioned in a super-centric hub, you are just minutes away from major highways and main thoroughfares, making commuting a breeze. Enjoy immediate access to Fajardo’s premier shopping malls, commercial centers, dining, and essential services. Best of all, you are a short drive from the region's world-class beaches, the famous Seven Seas Beach, and the Puerto Chico and Puerto Del Rey marinas—the gateway to Culebra, Vieques, and Icacos.Don't miss out on one of the few remaining flat, large-scale lots in this thriving coastal town. Coordinate your showing today and unlock the endless potential of this Fajardo gem!

Facts & features

The home at a glance

0.69 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesSouth

Community & fees

Utilities & systems

UtilitiesElectrical Nearby · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$1,790 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Est. property taxes (1.1%/yr)$206
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $7,875
Interest rate6.00%
Loan term

Estimated payment

$1,790/mo

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Est. property taxes$206
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside FAJARDO 00738

Map of PR 985 QUEBRADA FAJARDO UNIT 4F

The numbers that matter

The FAJARDO 00738 market

This home is listed 5% below the FAJARDO 00738 median.

Paper trail

This home's history

Aug 9, 2026Listed at $225,000 · 6 days on market since

Reality check

What actually sold near PR 985 QUEBRADA FAJARDO UNIT 4F

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

0 LAS PALMAS UNIT 1Sold · May ’26

$205,000

0 LAS PALMAS UNIT 1

3 bd · 2 ba · 0 sqft · 107 DOM

Fajardo Gardens CALLE SAUCE CASA Q18 UNIT 3Sold · Jul ’26

$238,000

Fajardo Gardens CALLE SAUCE CASA Q18 UNIT 3

5 bd · 3 ba · 0 sqft · 167 DOM

14 5N3 MONTE BRISAS EXT QUINTASold · Jun ’26

$208,000

14 5N3 MONTE BRISAS EXT QUINTA

3 bd · 1 ba · 0 sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frantreshia Miller

Your agent

Frantreshia Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about PR 985 QUEBRADA FAJARDO UNIT 4F — start here.

CallText
frantreshia.miller@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for PR 985 QUEBRADA FAJARDO UNIT 4F — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

PR 985 QUEBRADA FAJARDO UNIT 4F FAQs

What would the monthly payment be for PR 985 QUEBRADA FAJARDO UNIT 4F?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,790/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in FAJARDO 00738?+

At $225,000, this home is listed about 5% below the FAJARDO 00738 median of $236,000. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of INMOBILIARIA PALMAR · Jose Lozada Ortiz. MLS #PR9123289.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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