6542 Palancia Drive, Sebring FL 33872, SEBRING, FL, 33872
Active666 days on marketListed Oct 16, 2024MLS #R11029075
About this home
6542 Palancia Drive, Sebring FL 33872
This 0.29-acre lot in the desirable Sun N Lake Community is a prime opportunity for development, offering a fantastic location for either a primary residence or a peaceful second home, or even a lovely retreat for retirement. The Sun N Lake Improvement District is known for its exceptional amenities, including a world-class golf course, a highly regarded restaurant, and state-of-the-art recreational facilities. The community is surrounded by lush nature, serene lakes, and countless opportunities for outdoor activities. Sebring, affectionately known as 'The City on the Circle' due to its unique downtown historic district design, is centrally located in Florida. It offers a charming blend of boutique shopping, art galleries, and a diverse range of restaurants. Enjoy tranquility!
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$308 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$308/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33872 — neighborhood snapshot
Population
13,302
Median age
61.5
Median income
$68,086
Median home value
$193,900
Avg household
2.14
Households w/ children
1,049
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $269K
Sebring median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the SEBRING 33872 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 6542 Palancia Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$299,900
8724 CAPILLA STREET
3 bd · 2 ba · 1,450 sqft · $207/sqft · 103 DOM
Sold · Sep ’25$249,990
4237 GENORA AVENUE
3 bd · 2 ba · 1,477 sqft · $169/sqft · 195 DOM
Sold · May ’26$290,000
4857 MYRTLE BEACH DRIVE
3 bd · 2 ba · 1,529 sqft · $190/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6542 Palancia Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6542 Palancia Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6542 Palancia Drive FAQs
What would the monthly payment be for 6542 Palancia Drive, Sebring FL 33872?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $308/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6542 Palancia Drive, Sebring FL 33872?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6542 Palancia Drive, Sebring FL 33872?+
The most recent tax bill on record (2024) was $43. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $18,000, this home is listed about 94% below the Sebring median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 6542 Palancia Drive, Sebring FL 33872?+
Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEBRING 33872 market on paper
$18,000 is 28% below the SEBRING 33872 median of $25,000.
02Time on market is leverage
666 days on market against a Sebring median of 66 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Hill-Gustat Middle School, Sun 'n Lake Elementary School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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