CENTURY 21 Edge
$635,000$685,0002 bd1.5 ba780 sqft$814 /sqft$4,836 /mo all-in ↓

5092 Sunset Village Drive, FL 33050, FL, 33050

Active575 days on marketListed Jan 16, 2025MLS #R11053135

Reduced $50KWaterfrontTownhouseVillage at Hawks Cay,The Village at Hawks

About this home

5092 Sunset Village Drive, FL 33050

This elegant villa is perfectly situated just steps from the Sunset Pool, offering breathtaking water views. As an end unit, it enjoys an abundance of natural light, brightening up the cozy two-bedroom space located in the renowned Hawks Cay Resort in the stunning Florida Keys. Beautifully remodeled in 2021, the villa is decorated in an elegant coastal style, complete with custom made built-in furniture that complements the serene surroundings. Luxury vinyl tile flooring runs throughout, adding a touch of sophistication and durability. Relax on the porch while taking in spectacular sunsets, or launch a kayak from your back door for an easy adventure. A small, serene pocket beach is also just right around the corner. Whether you're looking for a second home or an investment, this villa offers great income potential through the resort's rental program, with daily rentals allowed making it a valuable waterfront property. Why just dream of paradise when you can own it? At The Village at Hawks Cay in the stunning Florida Keys, you'll enjoy the best of both worlds, a luxurious vacation home and a profitable income producing property. When you're not relaxing at your villa, let the resort's optional rental management program handle everything from the reservations to property management, making earning income completely effortless. As a Hawks Cay Villa owner in the rental program, you'll have exclusive access to over 60 acres of premium amenities and activities. Imagine 5 sparkling swimming pools, a lagoon style beach area, marina, a full-service spa, 5 restaurants, tennis courts, a children's center, a gift shop and endless water sports. Whether you're fishing, sailing, diving, snorkeling, paddleboarding, or parasailing, adventure is always right outside your door. Plus, with Hawks Cay Resort being part of the Preferred Hotels and Resorts collection and undergoing a multi-million-dollar renovation, the value just keeps getting better. Don't miss out, call today to secure your own slice of paradise and explore this incredible investment opportunity!

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

780

Sqft

0.02 ac

Lot size

1999

Year built

2

Levels

$814

Per sqft

WaterfrontOcean & Direct Ocean & Ocean View viewFurnished,Furniture OnlyPets allowed

Inside

FlooringVinyl
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Microwave · Electric Range · Refrigerator · Washer
InteriorNo Interior Features
CoolingCeiling Fan(s) · Central Air
HeatingCentral
FurnishedFurnished,Furniture Only

Outside & construction

RoofMetal · Metal Roof
ConstructionFrame · Frame With Stucco
ViewOcean · Direct Ocean · Ocean View
FacesEast
ParkingLimited # Of Vehicle · Open
ExteriorOpen Balcony

Community & fees

HOA fee$543/mo
Taxes (2024)$5,621/yr
PetsYes
CommunityManagement On Site · Mandatory Hoa · Sidewalks · Street Lights

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,836 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property tax — 2024 actual bill$468
HOA fee — from the listing$543
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,500
Interest rate6.00%
Loan term

Estimated payment

$4,836/mo

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property taxes (actual bill)$468
HOA / condo fee$543
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5092 Sunset Village Drive — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5092 Sunset Village Drive — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5092 Sunset Village Drive FAQs

What would the monthly payment be for 5092 Sunset Village Drive, FL 33050?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,836/mo — principal and interest, the actual property-tax bill, the $543/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5092 Sunset Village Drive, FL 33050?+

The association fee works out to $543 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5092 Sunset Village Drive, FL 33050?+

The most recent tax bill on record (2024) was $5,621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5092 Sunset Village Drive, FL 33050?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Know the monthly fee

The association fee is $543/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $685,000, now $635,000 — a $50K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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5092 Sunset Village Drive, FL 33050, FL — 2 Bed, 1.5 Bath — $635,000 | CENTURY 21 Edge