CENTURY 21 Edge
$599,000$735,0002 bd1.5 ba900 sqft$666 /sqft$4,691 /mo all-in ↓

7051 Harbor Village Drive, FL 33050, FL, 33050

Active469 days on marketListed May 2, 2025MLS #R11086990

Reduced $136KWaterfrontPrivate poolTownhouseThe Village at Hawks Cay,Hawks Cay Resort

About this home

7051 Harbor Village Drive, FL 33050

Big Price Drop!!! The Perfect fully furnished weekend escape, or high yield, fully managed resort style rental property! Experience the charm of the Florida Keys in this beautifully updated 2-bedroom, 1.5-bath villa at The Village at Hawks Cay. Set along a beautiful and wide canal, this waterfront property offers spectacular views and a peaceful setting ideal for relaxation and entertaining (and the color of the water truly is that amazing)! The interior was renovated a few years ago, featuring clean white cabinetry, stone countertops, a uniquely large remodeled bathroom upstairs and powder room downstairs. Rentable or ownable dock space is directly out back! Enjoy the gentle sea breeze and scenic waterway views from both upper and lower balconies — perfect for quiet mornings or watching passing boats. In addition to being the perfect weekend hideaway, this property also offers the potential of a high-yield investment with rare daily rental potential! This property currently qualifies for, and is enrolled in, the Hawks Cay Resort's rental management program. Owners have the option to join the onsite rental program, which offers a turnkey solution by managing everything from bookings to cleanings and maintenance. For those who choose to participate, the perks are exceptional including access to more than 60 acres of resort-style amenities. Highlights include five pools, a saltwater lagoon, a full-service marina, spa, tennis courts, five dining venues, a kids' club, retail shops, and endless water adventures like fishing, snorkeling, sailing, paddleboarding, and parasailing. A part of the prestigious Preferred Hotels and Resorts collection, Don't miss your chance to own a piece of paradise call today to explore this exceptional opportunity!

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

900

Sqft

0.02 ac

Lot size

1998

Year built

2

Levels

$666

Per sqft

Private poolWaterfrontIntracoastal View & Lagoon & Lagoon View viewFurnished,Furniture OnlyPets allowed

Inside

FlooringCarpet
AppliancesElectric Water Heater · Dishwasher · Dryer · Free-Standing Freezer · Microwave · Electric Range · Refrigerator · Washer
InteriorUtility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCentral Air
HeatingCentral
FurnishedFurnished,Furniture Only

Outside & construction

ConstructionFrame · Frame With Stucco
ViewIntracoastal View · Lagoon · Lagoon View
FacesSouthwest
ExteriorOpen Balcony

Community & fees

HOA fee$575/mo
Taxes (2024)$5,992/yr
PetsYes
CommunityBoating · Clubhouse · Management On Site · Mandatory Hoa · Pool · Sidewalks · Spa/Hot Tub · Street Lights · Whirlpool

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,691 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2024 actual bill$499
HOA fee — from the listing$575
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$4,691/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$499
HOA / condo fee$575
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7051 Harbor Village Drive — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7051 Harbor Village Drive — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7051 Harbor Village Drive FAQs

What would the monthly payment be for 7051 Harbor Village Drive, FL 33050?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,691/mo — principal and interest, the actual property-tax bill, the $575/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7051 Harbor Village Drive, FL 33050?+

The association fee works out to $575 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7051 Harbor Village Drive, FL 33050?+

The most recent tax bill on record (2024) was $5,992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7051 Harbor Village Drive, FL 33050?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Know the monthly fee

The association fee is $575/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $735,000, now $599,000 — a $136K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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7051 Harbor Village Drive, FL 33050, FL — 2 Bed, 1.5 Bath — $599,000 | CENTURY 21 Edge