523 Gloria Avenue, FL 32148, FL, 32148
Active350 days on marketListed Aug 27, 2025MLS #R11119582
About this home
523 Gloria Avenue, FL 32148
Zoned R-2 - Owner Financing Available - Multi-Lot Packages Offered! Discover your opportunity to own land in beautiful Interlachen Lakes Estates! This vacant lot offers R-2 zoning, allowing for site-built, manufactured, modular, mobile, tiny homes, and barndominiums—giving you full flexibility to build or invest. Owner financing is considered, and the seller owns multiple vacant lots throughout Putnam County, making bundle deals available for buyers and investors. Nestled in a quiet, wooded area near lakes, schools, and shopping, this parcel offers privacy with everyday convenience. Outdoor recreation like boating, fishing, and kayaking is just minutes away. Affordable and full of potential—don't miss your chance to invest in this growing community! Buyer to verify all property details including zoning, utilities, land use, and building requirements. All information deemed reliable but not guaranteed.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$219 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$219/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 523 Gloria Avenue
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$152,000
1141 DONOVAN AVENUE · same community
2 bd · 2 ba · 900 sqft · $169/sqft · 187 DOM
Sold · Jun ’26$140,000
112 PALMER DRIVE · same community
2 bd · 1 ba · 924 sqft · $152/sqft · 12 DOM
Sold · Jan ’26$155,000
503 THERESA AVENUE · same community
3 bd · 2 ba · 1,080 sqft · $144/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 523 Gloria Avenue — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 523 Gloria Avenue — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
523 Gloria Avenue FAQs
What would the monthly payment be for 523 Gloria Avenue, FL 32148?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $219/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 523 Gloria Avenue, FL 32148?+
The most recent tax bill on record (2024) was $85. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.