19914 Front Beach Road, FL 32413, FL, 32413
Active333 days on marketListed Sep 9, 2025MLS #R11122437
About this home
19914 Front Beach Road, FL 32413
Welcome to your dream beach retreat! This stunning 5BR/4.5BA home offers 2,800 SF of luxury living just steps from the sugar-white sands of Panama City Beach. Bright and airy with soaring ceilings and open-concept design, it features a chef's kitchen, refreshed coastal décor, and new artwork throughout. The living room and downstairs primary include brand-new area rugs for added warmth. Step outside to a private backyard oasis with a sparkling heated pool, wall-mounted TV, and app-controlled string lighting. A brand-new $10K patio set with loungers and balcony bistro table (lifetime warranty) elevates the outdoor living experience. Enjoy breathtaking Gulf views from the second-floor balcony. Additional updates include power-washed exterior (Aug 2025) and stylish new décor in the dining room and living room. Ideal as a full-time home, vacation retreat, or investment property with strong rental potential. Turnkey and beautifully maintaineddon't miss this West End gem on Front Beach Road!
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
2,132
Sqft
2023
Year built
2
Levels
$797
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,400 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,400/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 19914 Front Beach Road — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19914 Front Beach Road — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19914 Front Beach Road FAQs
What would the monthly payment be for 19914 Front Beach Road, FL 32413?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,400/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19914 Front Beach Road, FL 32413?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19914 Front Beach Road, FL 32413?+
The most recent tax bill on record (2024) was $15,950. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19914 Front Beach Road, FL 32413?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.