
244 Monaco F, Delray Beach FL 33446, DELRAY BEACH, FL, 33446
Active343 days on marketListed Sep 9, 2025MLS #R11122441
About this home
244 Monaco F, Delray Beach FL 33446
Welcome to your dream retreat at 244 Monaco F! This stunning, fully updated 2-bedroom, 2-bathroom ground-floor condo is located in the highly sought-after Kings Point Golf & Country Club, a premier 55+ community. Meticulously maintained, this paradise-like home has been upgraded to perfection with no expense spared! Located just moments from the Monaco Clubhouse, you'll enjoy easy access to the Bistro for a quick bite or a refreshing dip in the sparkling pool. From your enclosed patio, soak in the serene garden views, creating the perfect setting for relaxation. Inside, the open-concept kitchen is a showstopper, featuring a stunning quartz waterfall island, top-of-the-line stainless steel appliances, white shaker cabinets, and a quartz backsplash for a sleek, modern touch. The bright and airy living room is enhanced by flat ceilings, designer fixtures, LED recessed lighting, dimmer switches, and under-cabinet motion-activated LED lighting for added convenience and ambiance. The elegance continues with newly installed designer tile flooring throughout the living area. Both bathrooms have been completely transformed with tiled showers, new vanities, updated fixtures, and sleek glass shower doors. The spacious master suite features a large walk-in closet, providing ample storage. This condo is move-in ready, offered fully furnished with all the stylish features and upgrades you need to enjoy effortless living. Equipped with a 2019 A/C unit, updated electric panel, and a modern tankless water heater for energy efficiency. Beyond the home, Kings Point offers a multimillion-dollar clubhouse, two championship golf courses, a state-of-the-art fitness center, tennis, pickleball, multiple pools, and an on-site shuttle service for ultimate convenience. Looking to explore? Take an effortless drive to Delray Beach's famous Atlantic Avenue, where you'll find world-class dining, shopping, and entertainment. Plus, this prime location is just a short drive from major airports, making travel easy and stress-free. Whether it's your luxurious condo, the vibrant community lifestyle, or exciting evening entertainment, Kings Point has it all, both on-property and offsite. Don't miss out on this exceptional opportunity, schedule your private showing today and make this dream home yours!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
880
Sqft
1974
Year built
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,550 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,550/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+101.5%
$/sqft vs KINGS POINT
$226 vs $131
Days on market
343 vs 61 typical
Where $226/sqft sits among the 42 homes for sale in KINGS POINT
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kings Point In Delray Beach
Get to know Delray Beach. See the full Delray Beach guide →
Kings Point In Delray Beach — neighborhood snapshot
Population
7,892
Median age
75
Median income
$37,192
Median home value
$108,881
Avg household
1
Households w/ children
15%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
3 of 42
KINGS POINT have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the DELRAY BEACH 33446 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 244 Monaco F
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$53,000
49 Seville C, Delray Beach FL 33446 · same community
2 bd · 2 ba · 880 sqft · $60/sqft · 6 DOM
Sold · Apr ’26$62,000
160 Tuscany C, Delray Beach FL 33446 · same community
2 bd · 2 ba · 880 sqft · $70/sqft · 288 DOM
Sold · Jul ’26$75,000
736 Flanders P # 736, Delray Beach FL 33484 · same community
2 bd · 2 ba · 883 sqft · $85/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 244 Monaco F — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 244 Monaco F — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
244 Monaco F FAQs
What would the monthly payment be for 244 Monaco F, Delray Beach FL 33446?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,550/mo — principal and interest, the actual property-tax bill, the $887/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 244 Monaco F, Delray Beach FL 33446?+
The association fee works out to $887 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 244 Monaco F, Delray Beach FL 33446?+
The most recent tax bill on record (2024) was $2,916. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 244 Monaco F, Delray Beach FL 33446?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $199,000, this home is listed about 26% below the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 244 Monaco F, Delray Beach FL 33446?+
Orchard View Elementary School (elementary), Carver Middle School (middle), Spanish River Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$199,000 runs 43% above the DELRAY BEACH 33446 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $887/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
343 days on market against a Delray Beach median of 61 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Orchard View Elementary School, Carver Middle School, Spanish River Community High School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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