3402 Cynthia Lane # 208, FL 33461, FL, 33461
Active281 days on marketListed Nov 2, 2025MLS #R11137191
About this home
3402 Cynthia Lane # 208, FL 33461
You will love living at this well- maintained 55+ community on beautiful Lake Osborne. Come and enjoy the pool with generous pool deck, fitness rooms, showers and dressing areas. Have a game at Pickle ball courts or walk around the lakefront. Be part of a vibrant community with lots of activities: enjoy barbecuing outdoors, library,Shuffle Board, Bocce Court, Putting Green, Bicycle Racks, Ping Ping Room, Billiard Rooms. This is a tastefully furnished one bedroom, one bath apartment with a large balcony off of the bedroom which boasts a king-size bed and his and hers closet, large dresser. Living room is spacious with large screen wall TV and new Queen-sized sleeping sofa, dining space for four. The kitchen is ready to use with pots and pans and dishes. Just bring your clothes and enjoy as you are ready to go to the beach which is minutes away by car. This apartment comes with one parking space number 11. Recent renovations include new HVAC (12/2024), new electric panel (May 2024), new water heater (November 2023), new impact-hurricane windows ( March 2025), New window custom shades, (May 2025) new stove (March 7th, 2025). Laundry in common area of Building 23. No pets. Owner Agent
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
612
Sqft
0 ac
Lot size
1983
Year built
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,484 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,484/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 3402 Cynthia Lane # 208
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$77,000
2840 Lake Osborne Drive # 109, FL 33461 · same community
1 bd · 1 ba · 612 sqft · $126/sqft · 159 DOM
Sold · Oct ’25$82,000
3120 Cynthia Lane # 204, FL 33461 · same community
1 bd · 1 ba · 612 sqft · $134/sqft · 97 DOM
Sold · Apr ’26$50,000
2840 Cynthia Lane # 212, FL 33461 · same community
1 bd · 1 ba · 612 sqft · $82/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3402 Cynthia Lane # 208 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3402 Cynthia Lane # 208 — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3402 Cynthia Lane # 208 FAQs
What would the monthly payment be for 3402 Cynthia Lane # 208, FL 33461?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,484/mo — principal and interest, the actual property-tax bill, the $519/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3402 Cynthia Lane # 208, FL 33461?+
The association fee works out to $519 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3402 Cynthia Lane # 208, FL 33461?+
The most recent tax bill on record (2024) was $924. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3402 Cynthia Lane # 208, FL 33461?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
The brief
Three things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Know the monthly fee
The association fee is $519/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $132,000, now $115,000 — a $17K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.