4 Ribera Del Rio
Active259 days on marketListed Nov 6, 2025MLS #R11138586
About this home
4 Ribera Del Rio
Luxurious four-bedroom waterfront townhouse that reveals a wealth of unexpected treasures, including two master suites, a blend of marble and wood flooring, expansive walk-in closets, a private elevator, and multiple terraces. Each outdoor space offers direct views of the Caribbean Sea and the Chavón River, while the main foyer exudes elegance and sophistication. The property is highly private yet conveniently within walking distance to the grocery store, theater, and all marina amenities, making everyday life effortlessly accessible. It is designed for easy maintenance, combining contemporary aesthetics with practical living... Its thoughtful layout, premium materials, and seamless indoor-outdoor living create a refined lifestyle that appeals to discerning buyers seeking both luxury and co
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
2
Garage
2005
Year built
2
Levels
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$16,896 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$19,554/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 4 Ribera Del Rio — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4 Ribera Del Rio — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4 Ribera Del Rio FAQs
What would the monthly payment be for 4 Ribera Del Rio?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,896/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4 Ribera Del Rio?+
The most recent tax bill on record was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4 Ribera Del Rio?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.