665 SW Lake Charles Circle, FL 34986, FL, 34986
Active261 days on marketListed Nov 24, 2025MLS #R11143762
About this home
665 SW Lake Charles Circle, FL 34986
''Are you ready for MOVE IN READY and location, location, location? Tile and laminated flooring through-out, no carpet! Epoxy floor for the garage. Perfect location in Port St. Lucie to enjoy the local shopping, movie theaters, while still have peace and quiet when you are home. This home resides within a gated community that includes a pool, clubhouse, and social activities. The association also includes lawn service, tree maintenance, internet and cable as well as 24/7 security. The generously large windows allow for natural lighting and hurricane shutter ready. The screened in porch. Stainless steel appliances. Floor to ceiling cabinetry. All rooms are generously sized. HOA covers Internet, fertilization.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,314
Sqft
2
Garage
2002
Year built
1
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,014 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,014/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 34986
the area 34986 — neighborhood snapshot
Population
29,713
Median age
54.1
Median income
$85,842
Median home value
$368,300
Avg household
2.39
Households w/ children
2,764
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The 34986 market
This home is listed 36% above the 34986 median.
Paper trail
This home's history
Reality check
What actually sold near 665 SW Lake Charles Circle
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$403,000
590 SW Saint Johns Bay, Port St. Lucie FL 34986 · same community
2 bd · 2.5 ba · 2,314 sqft · $174/sqft · 53 DOM
Sold · Apr ’26$420,000
723 SW Great Exuma Cove, Port St. Lucie FL 34986 · same community
3 bd · 3 ba · 2,314 sqft · $182/sqft · 135 DOM
Sold · Mar ’26$490,000
648 SW Lake Charles Circle, Port St. Lucie FL 34986 · same community
4 bd · 2 ba · 2,250 sqft · $218/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 665 SW Lake Charles Circle — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 665 SW Lake Charles Circle — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
665 SW Lake Charles Circle FAQs
What would the monthly payment be for 665 SW Lake Charles Circle, FL 34986?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,014/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 665 SW Lake Charles Circle, FL 34986?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 665 SW Lake Charles Circle, FL 34986?+
The most recent tax bill on record (2025) was $8,429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 665 SW Lake Charles Circle, FL 34986?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in 34986?+
At $449,000, this home is listed about 36% above the 34986 median of $329,000. The market section on this page shows how the area is trending.
Which schools are assigned to 665 SW Lake Charles Circle, FL 34986?+
Manatee Academy K-8 (elementary), St. Lucie West K-8 School (elementary), Bayshore Elementary School (elementary), Oak Hammock K-8 School (elementary), Windmill Point Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,000 runs 36% above the 34986 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $468,000, now $449,000 — a $19K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.