3099 Banyan Road # 1, Boca Raton FL 33432, BOCA RATON, FL, 33432
Active259 days on marketListed Dec 1, 2025MLS #R11144313
About this home
3099 Banyan Road # 1, Boca Raton FL 33432
Luxury new construction located in the highly desirable Spanish River Land beach neighborhood, just moments from Boca Raton's pristine shoreline. This 3,024 sq ft contemporary townhome features a warm, natural design aesthetic with custom wood-veneer millwork, elegant beige tones, and marble-inspired porcelain from the Onyx and Crystal collections. Enhancing convenience and livability, a private elevator services all three levels. The chef's kitchen includes Thermador appliances—48'' refrigerator, double ovens, microwave drawer, and dishwasher—and opens to a stylish bar area perfect for entertaining. The home's outdoor spaces are equally impressive, showcasing a beautifully designed pool and a fully equipped outdoor kitchen that create the ideal setting for relaxed coastal living and hosting gatherings. The primary suite offers custom warm-beige closets with an island and a spa-like bathroom with double sinks, a makeup area, dual shower heads, and a soaking tub. The third floor is finished with 40"×40" modern matte tiles, and both first- and third-floor laundry rooms feature custom cabinetry. A beautifully crafted coastal retreat offering exceptional quality, elevated amenities, and walking distance to the beach.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,024
Sqft
0.19 ac
Lot size
2
Garage
2026
Year built
3
Levels
$1,141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$21,080 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,080/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Boca Raton actives
$1,141 vs $317
Days on market
259 vs 56 typical
Where $1,141/sqft sits among the 400 Boca Raton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Boca Raton
Get to know Boca Raton. See the full Boca Raton guide →
BOCA RATON 33432 — neighborhood snapshot
Population
21,817
Median age
52.6
Median income
$94,375
Median home value
$943,400
Avg household
2.05
Households w/ children
1,302
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
52 of 400
Boca Raton actives have cut their price
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 765% above the BOCA RATON 33432 median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3099 Banyan Road # 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,850,000
3000 S Ocean Boulevard # 1504, Boca Raton FL 33432
3 bd · 3.5 ba · 2,856 sqft · $648/sqft · 52 DOM
Sold · Sep ’25$4,700,000
2041 Thatch Palm Dr, Boca Raton FL 33432
3 bd · 3.5 ba · 3,318 sqft · $1,417/sqft · 8 DOM
Sold · Jul ’26$1,400,000
1109 SE 12th St, Deerfield Beach FL 33441
5 bd · 3 ba · 2,614 sqft · $536/sqft · 235 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3099 Banyan Road # 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3099 Banyan Road # 1 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3099 Banyan Road # 1 FAQs
What would the monthly payment be for 3099 Banyan Road # 1, Boca Raton FL 33432?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,080/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3099 Banyan Road # 1, Boca Raton FL 33432?+
The most recent tax bill on record (2024) was $12,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3099 Banyan Road # 1, Boca Raton FL 33432?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Raton?+
At $3,450,000, this home is listed about 527% above the Boca Raton median of $549,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3099 Banyan Road # 1, Boca Raton FL 33432?+
Boca Raton Elementary School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,450,000 runs 765% above the BOCA RATON 33432 median — but at 3,024 sqft it's also nearly twice the size of the typical Boca Raton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
259 days on market against a Boca Raton median of 56 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Boca Raton Elementary School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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