CENTURY 21 Edge
$260,0000 bd1 ba674 sqft$386 /sqft$2,590 /mo all-in ↓

511 Lucerne Avenue # 416, FL 33460, FL, 33460

Active244 days on marketListed Dec 2, 2025MLS #R11144792

Private poolCondominiumLUCERNE CONDO

About this home

511 Lucerne Avenue # 416, FL 33460

FULLY REMODELED MODERN studio just 1 mile from the BEACH. Floor plan boasts: Galley kitchen, white cabinets, black accents, QUARTZ countertop with subway tile backsplash, NEW SS appliances, counter-height peninsula connecting to living room, covered balcony and recessed lights. Additional features; HARD WOOD FLOORS, all new roll down blinds, fixtures, linen closet, patio with small porch, stackable W/D, AC (2022), WATER HEATER (2023), IMPACT GLASS. HOA includes water & internet. Amenities include; pool/spa with large pool deck for sunbathing and dinning, fitness center, secure entry system, secure garage parking and owner's locker for extra storage. Located in Downtown Lake Worth Beach close to Cafes, Bakeries, Restaurants, boutiques, library, golfing, supermarkets and more..

Facts & features

The home at a glance

0

Bedrooms

1

Bathrooms

674

Sqft

0 ac

Lot size

1

Garage

2006

Year built

$386

Per sqft

Private poolPets allowed

Inside

FlooringWood
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Free-Standing Freezer · Microwave · Electric Range · Refrigerator · Washer
InteriorStudio Apartment · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric

Outside & construction

ConstructionConcrete Block Construction
FacesSouth
Parking1 Space · Garage-Under Building · Parking Garage · On Street · Parking-Under Building
ExteriorEast Of Us1

Community & fees

HOA fee$453/mo
Taxes (2025)$3,975/yr
PetsYes
CommunityBuyer Approval Required · Exercise Room · Management On Site · Mandatory Hoa · Pool

Utilities & systems

UtilitiesWater Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,590 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$331
Condo fee — from the listing$453
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,100
Interest rate6.00%
Loan term

Estimated payment

$2,590/mo

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$331
HOA / condo fee$453
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 511 Lucerne Avenue # 416

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

511 Lucerne Avenue # 314, FL 33460Sold · Apr ’26

$230,000

511 Lucerne Avenue # 314, FL 33460 · same community

1 bd · 1 ba · 665 sqft · $346/sqft · 119 DOM

511 Lucerne Avenue # 610, FL 33460Sold · Jun ’26

$254,000

511 Lucerne Avenue # 610, FL 33460 · same community

1 bd · 1 ba · 733 sqft · $347/sqft · 97 DOM

511 Lucerne Ave # 408, Lake Worth FL 33460Sold · Oct ’25

$240,000

511 Lucerne Ave # 408, Lake Worth FL 33460 · same community

1 bd · 1 ba · 733 sqft · $327/sqft · 152 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 511 Lucerne Avenue # 416 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 511 Lucerne Avenue # 416 — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

511 Lucerne Avenue # 416 FAQs

What would the monthly payment be for 511 Lucerne Avenue # 416, FL 33460?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,590/mo — principal and interest, the actual property-tax bill, the $453/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 511 Lucerne Avenue # 416, FL 33460?+

The association fee works out to $453 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 511 Lucerne Avenue # 416, FL 33460?+

The most recent tax bill on record (2025) was $3,975. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 511 Lucerne Avenue # 416, FL 33460?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

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