1410 4th Court, Vero Beach FL 32960, VERO BEACH, FL, 32960
Active248 days on marketListed Dec 14, 2025MLS #R11147586
About this home
1410 4th Court, Vero Beach FL 32960
HURRICANE STRONG HOME! Built with ICF construction, the home features eight inches of solid poured reinforced concrete with interior and exterior insulation, delivering outstanding energy efficiency, storm resistance up to 250 mph winds, and significant insurance advantages. The home is also elevated above flood level, helping reduce flood insurance premiums. Located in the desirable Rock Ridge community, this well maintained 3 bedroom, 2 bathroom home offers peace of mind, efficiency, and flexibility on a double lot, with no HOA restrictions. Inside, the open concept split floor plan is complemented by volume ceilings measuring approximately 9.5 feet, tile flooring, plantation shutters, and abundant natural light. The kitchen features 42 inch custom cherry cabinetry, Corian countertops, and a layout ideal for everyday living and entertaining. Major updates include new appliances, interior and exterior paint, and light fixtures in 2025, a new water heater in 2024, and AC replaced in 2020. Additional highlights include a large screened porch, spacious two car garage, and an oversized attic offering potential for future loft or second floor expansion. Ideally situated approximately 1.8 miles from downtown, about 1 mile from Miracle Mile shopping and dining, and less than 3 miles from the beach, this home offers a rare combination of superior construction, larger lot, and an unbeatable location in a no HOA community.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,746
Sqft
0.29 ac
Lot size
2
Garage
2006
Year built
1
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,965 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,965/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.6%
$/sqft vs Vero Beach actives
$243 vs $255
Days on market
248 vs 58 typical
Where $243/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vero Beach
Get to know Vero Beach. See the full Vero Beach guide →
VERO BEACH 32960 — neighborhood snapshot
Population
24,697
Median age
42.6
Median income
$52,350
Median home value
$254,400
Avg household
2.43
Households w/ children
2,270
The numbers that matter
The Vero Beach market
$441K → $370K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
45 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 169% above the VERO BEACH 32960 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1410 4th Court
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$335,000
Nearby listing · same community
3 bd · 2 ba · 1,255 sqft · $267/sqft · 47 DOM
Sold · Jun ’26$375,000
768 22nd Place, Vero Beach FL 32960
4 bd · 3 ba · 1,677 sqft · $224/sqft · 2 DOM
Sold · Jul ’26$755,000
2066 SE 5th Ct Court SE, Vero Beach FL 32962
2 bd · 2 ba · 1,655 sqft · $456/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1410 4th Court — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1410 4th Court — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1410 4th Court FAQs
What would the monthly payment be for 1410 4th Court, Vero Beach FL 32960?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,965/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1410 4th Court, Vero Beach FL 32960?+
The most recent tax bill on record (2025) was $1,377. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1410 4th Court, Vero Beach FL 32960?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $425,000, this home is listed about 6% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 169% above the VERO BEACH 32960 median.
02Time on market is leverage
248 days on market against a Vero Beach median of 58 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $450,000, now $425,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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