13861 Packard Terrace, Delray Beach FL 33484, DELRAY BEACH, FL, 33484
Active246 days on marketListed Dec 15, 2025MLS #R11147709
About this home
13861 Packard Terrace, Delray Beach FL 33484
BEAUTIFUL lakefront home with recent NEW roof and full IMPACT windows. The updated OPEN kitchen with granite countertops, stainless steel appliances and bi-level island flows into a living room with 2 NEW skylights. Large den with lots of natural light invites you to relax in comfort. Three distinct lanais provide a variety of ways to enjoy the Florida weather. Two of them feature NEW mini-split A/C units and NEW flooring effectively adding extra usable square footage to the home. The modern bathrooms sparkle with NEW glass shower doors. Master bedroom provides closets with CUSTOM wood shelving. Unique to these homes is a separate laundry room that includes a window for natural light, lots of storage space and an A/C vent for comfort. The popcorn FREE ceilings are adorned with crown moldin The popcorn FREE ceilings are adorned with crown molding and remote control ceiling fans. Outdoor patios with beautiful travertine tile will thrill you with stunning sunsets over a gorgeous lake view, framed by meticulously maintained landscaping. It is one of the most private and serene lots in the community. Enjoy a quiet cul de sac with the convenience of nearby shopping, dining, and recreational options. Walk to the pool and active clubhouse.The recent HOA assessment of over $2,800 per household providing for a NEW pool, tennis courts and clubhouse parking lot has already been PAID!!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,527
Sqft
0.12 ac
Lot size
1
Garage
1980
Year built
1
Levels
$246
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Delray Beach actives
$246 vs $241
Days on market
246 vs 61 typical
Where $246/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Delray Villas
Get to know Delray Beach. See the full Delray Beach guide →
Delray Villas — neighborhood snapshot
Population
960
Median age
66
Median income
$55,102
Median home value
$265,013
Avg household
2
Households w/ children
52%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the DELRAY BEACH 33484 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 13861 Packard Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$350,000
6318 Overland Drive, Delray Beach FL 33484 · same community
2 bd · 2 ba · 1,527 sqft · $229/sqft · 17 DOM
Sold · Jun ’26$260,000
13649 Cord Way, Delray Beach FL 33484 · same community
2 bd · 2 ba · 1,527 sqft · $170/sqft · 278 DOM
Sold · Aug ’25$355,000
6027 Stanley Lane, Delray Beach FL 33484 · same community
2 bd · 2 ba · 1,527 sqft · $232/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13861 Packard Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13861 Packard Terrace — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13861 Packard Terrace FAQs
What would the monthly payment be for 13861 Packard Terrace, Delray Beach FL 33484?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,172/mo — principal and interest, the actual property-tax bill, the $270/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13861 Packard Terrace, Delray Beach FL 33484?+
The association fee works out to $270 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13861 Packard Terrace, Delray Beach FL 33484?+
The most recent tax bill on record (2025) was $4,426. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13861 Packard Terrace, Delray Beach FL 33484?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $375,000, this home is listed about 39% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 13861 Packard Terrace, Delray Beach FL 33484?+
Carver Middle School (middle), Banyan Creek Elementary School (elementary), Atlantic High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$375,000 runs 150% above the DELRAY BEACH 33484 median — but at 1,527 sqft it's also 30% larger than the typical Delray Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
246 days on market against a Delray Beach median of 61 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $439,900, now $375,000 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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