CENTURY 21 Edge
$1,150,000$1,249,0004 bd3.5 ba3,058 sqft$376 /sqft$7,766 /mo all-in ↓

2774 Gentile Road, Fort Pierce FL 34945, FORT PIERCE, FL, 34945

Active246 days on marketListed Dec 16, 2025MLS #R11148370

Reduced $99KWaterfrontPrivate poolSingle Family ResidenceGENTILE LAND

About this home

2774 Gentile Road, Fort Pierce FL 34945

Welcome Home! This beautifully maintained, custom ranch home on 2.99 fenced acres at the end of private paved road features 4 beds + game room/office/ possible 5th bedroom, 3.5 baths, & 2.5-car garage. Master features HIS/HERS baths & HIS/HERS Walk In Closets! Surrounded by manicured grounds, mature oaks, tropical palms, fruit trees (including three varieties of mangoes), and scenic views of two shared lakes populated with swans, ducks, and native birds. Across from private land filled with deer and antelope this property is truly a peaceful rural retreat. Step onto a paver walkway leading to a charming covered porch with custom wood ceilings and lighting. Enter through double fiberglass doors with side panels and built-in blinds into a cathedral-ceiling living space with elegant trim, custom fan, chandelier, and spacious layout. The semi-open concept kitchen is a chef's dream featuring Cherrywood cabinetry with soft-close doors/drawers, pull-out trays, a lazy Susan, under-cabinet lighting, quartz countertops, and top-tier stainless steel appliances including a double oven and six-burner gas cooktop. Enjoy meals in the coffered-ceiling dining room or the octagon-shaped breakfast nook with Tiffany lighting and serene views. Step out onto the impressive 880 sq ft screened lanai with custom wood ceilings, four ceiling fans, recessed lighting, and a full outdoor kitchen with gas grill, sink, fridge, granite counters and fireplace all connected to a 120-gallon propane tank. The adjacent cabana bath offers a heated shower and storage. Cool off in the 36'x15' saltwater pool with sun deck, upgraded tile border, stamped concrete deck, and solar heat system all fenced for privacy and safety. The master suite occupies the entire southern wing with a private rec room, dual walk-in closets, and dual full baths. Zoned A/C with a 5-ton Arcoaire 2-stage system, air scrubber, and dehumidifier keep the home comfortable year-round. Additional features: 2.5-car garage with workshop and remote doors Above-garage guest suite with bedroom, half bath, and closets Whole-house reverse osmosis water system and solar hot water Central vacuum, hurricane-impact windows, wood blinds, shutters Concrete pad with 220V for boat/RV parking Aluminum barn with 2 stalls, tack room, water, and electric Landscaped back acre with firepit and mature trees Lighted 10x12 aluminum shed on slab Just 10 minutes to the beach, marinas, dining, and shopping. Only 2 miles to I-95 and Turnpike. Enjoy peace, privacy, and practicality all in one extraordinary estate! New Water heater, water system and garbage disposal. SELLER IS MOTIVATED!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,058

Sqft

2.99 ac

Lot size

2

Garage

2014

Year built

2

Levels

$376

Per sqft

Private poolWaterfrontLake & Lake View & Pond View & Pond viewPets allowed

Inside

FlooringCarpet · Wood
AppliancesSolar Water Heater · Dishwasher · Dryer · Microwave · Gas Range · Refrigerator · Solar Hot Water · Washer · Water Softener Owned · Water Softener/Filter
InteriorBuilt-in Features · Entrance Foyer · French Doors · Pantry · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Den/Library/Office · Family Room · Media Room · Storage · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry · Washer Hookup
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

RoofComp Shingle Roof · Composition Roll · Shingle
ConstructionConcrete Block Construction · CBS Construction
ViewLake · Lake View · Pond View · Pond
FacesNorth
Parking2 Or More Spaces · Parking Garage
ExteriorFruit Trees · Outdoor Shower

Community & fees

Taxes (2025)$11,636/yr
PetsYes
CommunityHorses Permitted

Utilities & systems

UtilitiesNatural Gas Connected · Septic · Natural Gas Available

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,766 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$970
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $115,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $115,000
Interest rate6.00%
Loan term

Estimated payment

$7,766/mo

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property taxes (actual bill)$970
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Pierce actives

$376 vs $208

Days on market

246 vs 65 typical

Where $376/sqft sits among the 399 Fort Pierce actives

89
163
77
22 · this home
19
29
$80–155$155–230$230–304$304–379$379–453$453+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Pierce

Map of 2774 Gentile Road, Fort Pierce FL 34945

Get to know Fort Pierce. See the full Fort Pierce guide →

FORT PIERCE 34945 — neighborhood snapshot

Population

6,214

Median age

41.6

Median income

$72,941

Median home value

$285,500

Avg household

2.85

Households w/ children

692

For the school run

St. Lucie County School District

MiddleForest Grove Middle School★★★★
ElementaryChester A. Moore Elementary School★★★★
ElementaryLawnwood Elementary School★★★★★
ElementaryWhite City Elementary School★★★★★
ElementaryWeatherbee Elementary School★★★★★
HighTreasure Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Pierce market

Seller’s marketLeans buyer15.1 months of inventoryBuyer’s market

$515K$301K

Fort Pierce median sold, yr/yr

94.7%

Sale-to-list ratio (12 mo)

39 of 399

Fort Pierce actives have cut their price

Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 89% above the FORT PIERCE 34945 median. See the full Fort Pierce market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,150,000 $99K
Dec 16, 2025Listed at $1,249,000 · 246 days on market since
2014Built · GENTILE LAND

Reality check

What actually sold near 2774 Gentile Road

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2475 S Ffa Road, Fort Pierce FL 34945Sold · Jun ’26

$550,000

2475 S Ffa Road, Fort Pierce FL 34945

4 bd · 3 ba · 2,476 sqft · $222/sqft · 23 DOM

3044 Woodswalk Drive, Fort Pierce FL 34945Sold · Jul ’26

$370,000

3044 Woodswalk Drive, Fort Pierce FL 34945

3 bd · 2.5 ba · 2,006 sqft · $184/sqft · 12 DOM

8631 Hidden Pines Road, Fort Pierce FL 34945Sold · Jun ’26

$400,000

8631 Hidden Pines Road, Fort Pierce FL 34945

3 bd · 2 ba · 1,496 sqft · $267/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frantreshia Miller

Your agent

Frantreshia Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2774 Gentile Road — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2774 Gentile Road — before you fall in love.

See it in person

Schedule a tour

Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2774 Gentile Road FAQs

What would the monthly payment be for 2774 Gentile Road, Fort Pierce FL 34945?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,766/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2774 Gentile Road, Fort Pierce FL 34945?+

The most recent tax bill on record (2025) was $11,636. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2774 Gentile Road, Fort Pierce FL 34945?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Pierce?+

At $1,150,000, this home is listed about 259% above the Fort Pierce median of $319,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2774 Gentile Road, Fort Pierce FL 34945?+

Forest Grove Middle School (middle), Chester A. Moore Elementary School (elementary), Lawnwood Elementary School (elementary), White City Elementary School (elementary), Weatherbee Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,150,000 runs 89% above the FORT PIERCE 34945 median — but at 3,058 sqft it's also nearly twice the size of the typical Fort Pierce listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

246 days on market against a Fort Pierce median of 65 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,249,000, now $1,150,000 — a $99K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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