CENTURY 21 Edge
$899,9993 bd2 ba1,882 sqft$478 /sqft$5,780 /mo all-in ↓

4584 Windmill Road, FL 33470, FL, 33470

Active214 days on marketListed Dec 31, 2025MLS #R11150473

WaterfrontSingle Family ResidenceSunny Urban Meadows

About this home

4584 Windmill Road, FL 33470

Five acres. No HOA. Private pond with dock. Three storage sheds already in place. This Loxahatchee property delivers what Palm Beach County's gated communities cannot offer at any price—land you actually control. CBS home with 1,900 SF, wood floors in the master suite, volume ceilings, screened patio overlooking your acreage. AR zoning permits horses, livestock, and agricultural uses without approval. Commercial-grade well and filtration system installed 2016. Fully fenced 91x756 lot places the home at front, leaving the majority of five acres open for barns, paddocks, guest house, or workshop. Minutes from Wellington's equestrian facilities and shops. If you're done with 50-foot lots and HOA committees, this is the property you've been searching for. Your land, your decisions. This 5-acre Loxahatchee property represents one of Palm Beach County's increasingly rare opportunities to own substantial acreage with no HOA restrictions, AR agricultural zoning, and a turnkey home already in place. This Sunny Urban Meadows homesite delivers the privacy, flexibility, and land ownership that buyers searching for acreage near Wellington simply cannot find in the region's master-planned communities.For buyers asking whether you can have horses in Loxahatchee, the answer is yes. Palm Beach County AR zoning permits horses, livestock, poultry, and agricultural uses without HOA approval or architectural review. This is the zoning classification that attracts equestrians, hobby farmers, and buyers who simply want the freedom to use their property without restrictions. Purchasing acreage in Loxahatchee requires specific due diligencefrom well and septic inspections to fence line verification to understanding what AR zoning does and does not permit. Buyers unfamiliar with these considerations should work with representation experienced in western Palm Beach County's unique property characteristics.The property at 4584 Windmill Road sits on 5.21 acres in Sunny Urban Meadows, an unrecorded subdivision of similarly sized parcels west of Seminole Pratt Whitney Road. The lot configuration91 feet of road frontage extending 756 feet deepplaces the existing home and three storage structures near the front of the property, leaving the majority of the acreage undeveloped and ready for the next owner's vision. The fully fenced perimeter provides immediate containment for horses or other animals, and the private pond with wooden dock at the back corner of the property adds both aesthetic value and potential agricultural utility.The existing CBS-constructed home was built in 1999 and provides 1,882 square feet of living space in a practical single-story layout. The interior features tile flooring throughout the main living areas with wood flooring in the master suitea configuration that balances durability in high-traffic spaces with the warmth buyers expect in the primary bedroom. Volume ceilings and arched windows throughout the living room, dining room, and secondary bedrooms create an open feel despite the home's modest footprint. The kitchen features white raised-panel cabinetry, laminate countertops, and a pass-through window to the living area. While the finishes reflect the home's 1999 construction date, the structure is solid CBS construction and the layout is functional for buyers who prioritize land over interior upgrades.The master suite occupies a private wing of the home with sliding glass door access to the screened patio. The master bathroom features dual vanities, a Roman soaking tub positioned beneath an arched window, a separate walk-in shower, and a private water closet. Two additional bedrooms share a full bathroom with tub-shower combination on the opposite side of the homea split floor plan that provides separation between the primary suite and secondary sleeping areas.The screened patio spans the rear of the home and overlooks the open acreage, providing covered outdoor living space with views of the property's mature trees and natural landscaping. This is the space where the scale of five acres becomes realstanding on the patio, the next owner can envision where the barn will go, where the riding arena could be positioned, or simply appreciate the buffer between their home and the nearest neighbor.Infrastructure improvements made by the current owner add significant value for buyers who understand acreage property operations. A commercial-grade well and water filtration system installed in 2016 provides reliable, clean water independent of municipal utilities. Three storage sheds have been added to the property, providing immediate utility for equipment storage, feed, tools, or workshop space. These are the improvements that cost time and money to add after purchasehaving them already in place accelerates the timeline for buyers ready to put the property to use immediately.Loxahatchee real estate occupies a unique position in Palm Beach County's housing market. Located west of Seminole Pratt Whitney Road and north of Wellington, the area offers five-acre and larger parcels with AR zoning at price points that would purchase a fraction of an acre in Wellington's established equestrian communities. For buyers willing to trade Wellington's paved roads and proximity to show grounds for acreage and autonomy, Loxahatchee delivers exceptional value. Understanding the tradeoffs between Wellington convenience and Loxahatchee freedom is essential before making this decision.New construction communities like Arden and Avenir have absorbed significant buyer demand in western Palm Beach County, offering modern floor plans, resort-style amenities, and low-maintenance living. These communities deliver real value for buyers seeking that lifestylebut they serve a fundamentally different buyer than the one searching for five acres with no HOA. Arden and Avenir lots typically measure 50 feet of frontage or less, with full HOA governance, architectural review requirements, and restrictions on vehicles, animals, and property modifications. This Loxahatchee property offers the opposite proposition: five acres of land you control completely, with no monthly fees, no approval committees, and no restrictions beyond Palm Beach County code.Financing acreage properties requires lenders experienced with rural transactions. Mortgage professionals who understand well and septic appraisals, acreage valuations, and the documentation requirements specific to properties outside traditional subdivisions are essential to a successful closing. For veteran buyers, VA loans can be used to purchase Loxahatchee acreage with zero down payment, though VA appraisals on rural properties require specific expertise to navigate successfully. Qualified buyers should ensure their lending team has closed acreage transactions in western Palm Beach County before proceeding.Location matters even in Loxahatchee, and this property is well-positioned. Located off 60th Street North, west of Seminole Pratt Whitney Road, the property provides easy access to Wellington, Royal Palm Beach, and Florida's Turnpike while maintaining the separation that defines Loxahatchee living. Wellington's shops, restaurants, medical facilities, and world-renowned equestrian facilities are minutes away. The Global Dressage Festival, Winter Equestrian Festival, and year-round polo season draw international competitors and spectators to the area, creating economic activity and community character unlike anywhere else in Florida. Buyers who want proximity to that world without the Wellington price tag find Loxahatchee offers the best of both.The buyer profile for this property typically falls into several categories. Equestrians seeking affordable land to keep horses at home rather than boarding. Business owners needing space for equipment, vehicles, or inventory without commercial lease costs. Remote workers who no longer need proximity to an office and prioritize space over location. Multi-generational families planning to add a

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,882

Sqft

5.21 ac

Lot size

2

Garage

1999

Year built

1

Levels

$478

Per sqft

WaterfrontPond View & Pond viewPartiallyPets allowed

Inside

FlooringWood
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Electric Range · Refrigerator · Washer
InteriorRoman Tub · Volume Ceilings · Family Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

ConstructionCBS Construction
ViewPond View · Pond
FacesNorth
Parking2 Or More Spaces · Parking Garage · Unpaved
ExteriorRoom For Pool

Community & fees

Taxes (2025)$5,110/yr
PetsNo, Yes
CommunityNone

Utilities & systems

UtilitiesSeptic · Water Connected · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,780 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$426
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $90,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $90,000
Interest rate6.00%
Loan term

Estimated payment

$5,780/mo

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property taxes (actual bill)$426
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 4584 Windmill Road

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4783 Windmill Road, FL 33470Sold · Aug ’25

$850,000

4783 Windmill Road, FL 33470 · same community

3 bd · 2 ba · 2,100 sqft · $405/sqft · 172 DOM

18563 60th Street N, Loxahatchee FL 33470Sold · May ’26

$1,500,000

18563 60th Street N, Loxahatchee FL 33470 · same community

3 bd · 2.5 ba · 2,738 sqft · $548/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4584 Windmill Road — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4584 Windmill Road — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4584 Windmill Road FAQs

What would the monthly payment be for 4584 Windmill Road, FL 33470?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,780/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4584 Windmill Road, FL 33470?+

The most recent tax bill on record (2025) was $5,110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4584 Windmill Road, FL 33470?+

The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

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