
74 Aqua Lane, FL 33903, FL, 33903
Active218 days on marketListed Jan 2, 2026MLS #R11150888
About this home
74 Aqua Lane, FL 33903
A 0.4 Acre Oversized Private Deep-Water Sanctuary Experience waterfront freedom at 74 Aqua Lane a premier maritime large oversized lot in Overiver Shores. This residence has a rare, bridge-free shot to the Caloosahatchee River and Gulf of Mexico, blending recent infrastructure upgrades with unmatched natural seclusion. Centuries-old Majestic Live Oaks draped in Spanish moss create a cathedral-like canopy over your private yard. Meticulously curated Clusia ''living walls'' ensure total privacy for the sprawling lawn and spacious brick fire-pit patio, far from the outside world. Boater's Paradise & Fortified Infrastructure • Direct Gulf Access: Nearly 100 feet of natural canal frontage with a private dock and fish-cleaning station. • 2024 Infrastructure Updates: Entirely move-in ready with a new roof and upgraded electrical services. " Storm-Ready: Peace of mind with full hurricane impact-rated windows and doors. " Modern Interior: Features custom Permaflex concrete overlay flooring and high-end finishes throughout. " Garage & Power: Equipped with 50-amp service in the garage, for heavy-duty tools or high-speed EV charging. " No HOA Fees: Total freedom to park your RV or build a custom pool under prime southern exposure. Exclusive Buyer Opportunity The purchaser of 74 Aqua Lane will be granted a contractual First Right of Refusal on the adjacent 0.4-acre deep-water lot (78 Aqua Lane). This provides the unique opportunity to control your view corridors or expand into a 0.8-acre riverfront compound before the lot is ever sold to the general public Located minutes from Downtown Fort Myers' dining and shopping, this property is ready for a fast closing. SC Some photos have been virtually rendered.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,405
Sqft
0.4 ac
Lot size
2
Garage
1968
Year built
1
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,734 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,734/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 74 Aqua Lane — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 74 Aqua Lane — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
74 Aqua Lane FAQs
What would the monthly payment be for 74 Aqua Lane, FL 33903?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,734/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 74 Aqua Lane, FL 33903?+
The most recent tax bill on record (2025) was $3,073. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 74 Aqua Lane, FL 33903?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.