CENTURY 21 Edge
$1,399,0003 bd3.5 ba3,500 sqft$400 /sqft$8,246 /mo all-in ↓

Active190 days on marketListed Jan 5, 2026MLS #R11151644

WaterfrontPrivate poolSingle Family ResidenceThe Reserve

About this home

Canalfront waterfront estate located in The Reserve, Stann Creek District, Belize. Situated on approximately 0.864 acres, this unique property features multiple structures including a three-level bamboo residence and a substantial three-story concrete boathouse with private dock and water access. The main residence offers flexible living and rental potential with multiple living areas and a self-contained suite. Generous lot size allows for expansion or additional improvements, subject to local approvals. Ideal for personal use, rental income, or a hybrid ownership strategy. International transaction, buyer to verify all information. Zoning per Belize regulations. Buyer to verify intended use.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,500

Sqft

0.86 ac

Lot size

2022

Year built

3

Levels

$400

Per sqft

Private poolWaterfrontCanal & Garden & Ocean & Other & Pool & Canal View & Direct Ocean & Ocean View & Other Water View viewFurnished,Furniture OnlyPets allowed

Inside

AppliancesDishwasher · Dryer · Free-Standing Freezer · Microwave · Gas Range · Refrigerator · Washer
InteriorBar · Cooking Island · Vaulted Ceiling(s) · Game Room · Separate Guest/In-Law Quarters · Maid/In-Law Quarters · Maid'S Quarters · Recreation Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Wall/Window Unit(s)
HeatingOther
FurnishedFurnished,Furniture Only

Outside & construction

ConstructionConcrete Block Construction · Other
ViewCanal · Garden · Ocean · Other · Pool · Canal View · Direct Ocean · Ocean View · Other Water View
FacesSoutheast
Parking2 Or More Spaces
ExteriorBalcony · Fruit Trees · Open Balcony · Outdoor Shower

Community & fees

Taxes (2025)$150/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesCable Connected · Natural Gas Connected · Cable Available · Natural Gas Available

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,246 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property tax — 2025 actual bill$13
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,900
Interest rate6.00%
Loan term

Estimated payment

$8,246/mo

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property taxes (actual bill)$13
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

442 TREMINGHAM WAYSold · May ’26

$1,150,000

442 TREMINGHAM WAY · same community

4 bd · 3 ba · 3,501 sqft · $328/sqft · 66 DOM

428 TREMINGHAM WAYSold · Aug ’25

$1,250,000

428 TREMINGHAM WAY · same community

3 bd · 2.5 ba · 3,497 sqft · $357/sqft · 6 DOM

422 WINCANTON PLACESold · Apr ’26

$1,125,000

422 WINCANTON PLACE · same community

4 bd · 3 ba · 3,392 sqft · $332/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Robert Holmgren

Your agent

Robert Holmgren

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,246/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $150. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

CENTURY 21 Edge
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