3804 Hwy 98 N, Okeechobee FL 34972, OKEECHOBEE, FL, 34972
Active220 days on marketListed Jan 6, 2026MLS #R11152242
About this home
3804 Hwy 98 N, Okeechobee FL 34972
BASSWOOD ESTATES~Prime vacant land located directly on a main highway, offering excellent visibility and easy access. This desirable parcel features paved road frontage with utilities available at the road, including nearby electric. Conveniently situated close to local amenities and major highways, making commuting simple and efficient. Surrounded by mature trees, this property offers both accessibility and natural appeal. Ideal opportunity for investors or future development. Adjacent property RX-1152266 is also for sale, offering the opportunity to expand acreage or investment potential.
Facts & features
The home at a glance
0.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$362 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$362/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $244K
Okeechobee median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3804 Hwy 98 N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$100,000
3095 NW 36TH STREET
3 bd · 1 ba · 1,008 sqft · $99/sqft · 102 DOM
Sold · Apr ’26$290,000
3010 NW 33RD AVENUE
3 bd · 2 ba · 1,302 sqft · $223/sqft · 0 DOM
Sold · Jan ’26$284,000
3268 NW 29th Ave, Okeechobee FL 34972
3 bd · 2 ba · 1,333 sqft · $213/sqft · 275 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3804 Hwy 98 N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3804 Hwy 98 N — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3804 Hwy 98 N FAQs
What would the monthly payment be for 3804 Hwy 98 N, Okeechobee FL 34972?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $362/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3804 Hwy 98 N, Okeechobee FL 34972?+
The most recent tax bill on record (2025) was $332. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $27,500, this home is listed about 90% below the Okeechobee median of $275,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the OKEECHOBEE 34972 market on paper
$27,500 is 50% below the OKEECHOBEE 34972 median of $55,000.
02Other & Other Water View views
The other and other water view view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
220 days on market against a Okeechobee median of 61 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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