3530 Pine Needle Drive # 2, FL 33463, FL, 33463
Active158 days on marketListed Feb 22, 2026MLS #R11165864
About this home
3530 Pine Needle Drive # 2, FL 33463
A charming winter retreat with classic Old Florida appeal. This well-maintained condo offers a peaceful, easy-living escape just 15 minutes from the beach, w/ a relaxed and timeless Florida feel. Lightly used over the years as a seasonal getaway, the home has been lovingly cared for & shows clean & bright throughout, featuring fresh interior paint & new carpet that enhance the comfortable, functional layout. The condo is sold turnkey, making it an ideal option for a buyer seeking a ready-to-enjoy seasonal residence. Enjoy tranquil garden views from the screened patio, a perfect spot for morning coffee or evening breezes. The patio also offers great potential to be glassed-in and used as an in-home office, reading room, or additional living space, adding flexibility to the floorplan. The condo is conveniently located directly across the parking lot from the community pool and clubhouse, making it effortless to enjoy sunny winter days and social amenities. In the evenings, enjoy a peaceful stroll around the community lake and fountain, a relaxing way to unwind and soak in the Old Florida ambiance. The community allows for easy walks to nearby shopping and restaurants, adding everyday convenience without the need to drive. Low maintenance living and a friendly atmosphere make this an ideal winter escape or seasonal residence. Amenities include a clubhouse, pool, bocce ball and shuffleboard. Low condo fees include: Amenities, all common areas, & basic cable.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
935
Sqft
1981
Year built
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,556 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,556/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 3530 Pine Needle Drive # 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$105,000
3530 Pine Tree Court # 1, FL 33463 · same community
2 bd · 1 ba · 935 sqft · $112/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3530 Pine Needle Drive # 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3530 Pine Needle Drive # 2 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3530 Pine Needle Drive # 2 FAQs
What would the monthly payment be for 3530 Pine Needle Drive # 2, FL 33463?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,556/mo — principal and interest, the actual property-tax bill, the $414/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3530 Pine Needle Drive # 2, FL 33463?+
The association fee works out to $414 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3530 Pine Needle Drive # 2, FL 33463?+
The most recent tax bill on record (2025) was $2,295. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3530 Pine Needle Drive # 2, FL 33463?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.