4720 Oak Terrace Drive, FL 33463, FL, 33463
Active166 days on marketListed Feb 24, 2026MLS #R11166200
About this home
4720 Oak Terrace Drive, FL 33463
Charming 2nd floor garden-view unit in an ALL-AGES community! This condo features 2 bedrooms, 2 bathrooms, a 2024 A/C and offers the flexibility to rent or lease IMMEDIATELY with a 4-month minimum! Ideally located close to great dining and shopping plazas. Inside, floors and masterbathroom were updated. From your private balcony, enjoy privacy and garden views. Residents have access to pools, a clubhouse, and tennis courts. The monthly HOA fee includes water and basic cable, adding extra value and convenience. Pictured stove and fridge will be replaced with brand new. Don't miss out on owning this property and schedule your showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
883
Sqft
0 ac
Lot size
1980
Year built
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,920 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,920/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4720 Oak Terrace Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4720 Oak Terrace Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4720 Oak Terrace Drive FAQs
What would the monthly payment be for 4720 Oak Terrace Drive, FL 33463?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,920/mo — principal and interest, the actual property-tax bill, the $667/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4720 Oak Terrace Drive, FL 33463?+
The association fee works out to $667 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4720 Oak Terrace Drive, FL 33463?+
The most recent tax bill on record (2025) was $1,346. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4720 Oak Terrace Drive, FL 33463?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
The brief
Three things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Know the monthly fee
The association fee is $667/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $165,000, now $155,000 — a $10K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.