213 HARPER ESTATES CIRCLE, LAKE WALES, FL, 33859
Pending258 days on marketListed Nov 20, 2025MLS #R4910283
About this home
213 HARPER ESTATES CIRCLE
Harper Estates is a new community nestled in the scenic city of Lake Wales, Florida. Conveniently located right off Highway 27 and Mountain Lake Cutoff Rd, this community offers easy access to major roadways for convenient commuting and travel. Residents of Harper Estates will enjoy the serene surroundings and natural beauty of the area, with nearby attractions such as Bok Tower Gardens and the picturesque Lake Wales. The community is also close to shopping centers, dining options, and medical facilities, providing residents with modern conveniences within reach. With a variety of homes to choose from, Harper Estates is the perfect place to call home for those seeking a peaceful and convenient Florida lifestyle. No CDD!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,587
Sqft
0.14 ac
Lot size
2
Garage
2025
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,103 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,376/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
Days on market
258 vs 54 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33859 — neighborhood snapshot
Population
10,827
Median age
50.2
Median income
$61,871
Median home value
$200,300
Avg household
2.36
Households w/ children
878
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $255K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the LAKE WALES 33859 median. See the full Lake Wales market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 213 HARPER ESTATES CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 213 HARPER ESTATES CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
213 HARPER ESTATES CIRCLE FAQs
What would the monthly payment be for 213 HARPER ESTATES CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,103/mo — principal and interest, estimated property taxes, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 213 HARPER ESTATES CIRCLE?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 213 HARPER ESTATES CIRCLE?+
The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 213 HARPER ESTATES CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $297,762, this home is listed about 19% above the Lake Wales median of $249,995. The market section on this page shows how the area is trending.
Which schools are assigned to 213 HARPER ESTATES CIRCLE?+
Spook Hill Elementary School (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$297,762 runs 19% above the LAKE WALES 33859 median.
02Time on market is leverage
258 days on market against a Lake Wales median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $298,172, now $297,762 — a $410 cut. The full history is in the market section below.
Listing courtesy of VANTAGE PROPERTY MANAGEMENT LLC · Ed Laderer. MLS #R4910283.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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