0 N 7TH STREET, FERNANDINA BEACH, FL, 32034
Active950 days on marketListed Jan 4, 2024MLS #S5097174
About this home
0 N 7TH STREET
Beautiful wooded lot, untouched, in one of the most sought-after locations in North Florida.
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,902 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,902/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fernandina Beach
Get to know Fernandina Beach. See the full Fernandina Beach guide →
FERNANDINA BEACH 32034 — neighborhood snapshot
Population
39,280
Median age
56.5
Median income
$97,756
Median home value
$484,200
Avg household
2.2
Households w/ children
3,475
The numbers that matter
The Fernandina Beach market
$425K → $1.1M
Fernandina Beach median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Fernandina Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the FERNANDINA BEACH 32034 median. See the full Fernandina Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 0 N 7TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 N 7TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
0 N 7TH STREET FAQs
What would the monthly payment be for 0 N 7TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,902/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 N 7TH STREET?+
The most recent tax bill on record (2022) was $18. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fernandina Beach?+
At $275,000, this home is listed about 63% below the Fernandina Beach median of $745,000. The market section on this page shows how the area is trending.
Listing courtesy of PREMIUM PROPERTIES R.E SERVICE · Cedric Kimes. MLS #S5097174.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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