10048 N HOLYOAK TERRACE, DUNNELLON, FL, 34433
Pending782 days on marketListed Jun 20, 2024MLS #S5107229
About this home
10048 N HOLYOAK TERRACE
Build your dream home on this beautiful 0.24-acre residential homesite in Citrus County, Florida! Zoned RUR for site-built homes only, this property offers the perfect blend of peaceful country living and everyday convenience. Nestled on a quiet, unpaved road, this homesite provides an ideal setting to build your custom home now or hold as an investment for the future. Enjoy being just minutes from Crystal River, renowned for its world-class fishing, boating, kayaking, crystal-clear springs, and direct access to the Gulf of Mexico. Experience the serenity of Florida's Nature Coast while remaining conveniently close to shopping, dining, schools, medical facilities, and other everyday amenities. Whether you're planning your forever home or looking for a smart land investment, this is an outstanding opportunity to own a spacious homesite in one of Florida's most sought after Nature Coast communities.
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$221 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$221/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34433 — neighborhood snapshot
Population
8,218
Median age
45.8
Median income
$70,024
Median home value
$217,100
Avg household
2.63
Households w/ children
696
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the DUNNELLON 34433 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 10048 N HOLYOAK TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$159,000
11125 N WAHOO TRAIL
3 bd · 2 ba · 960 sqft · $166/sqft · 6 DOM
Sold · Sep ’25$159,600
6734 W WILLIS COURT
3 bd · 2 ba · 1,040 sqft · $153/sqft · 16 DOM
Sold · Jan ’26$192,500
8748 N DISCALFANI LOOP
3 bd · 2 ba · 1,092 sqft · $176/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10048 N HOLYOAK TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10048 N HOLYOAK TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10048 N HOLYOAK TERRACE FAQs
What would the monthly payment be for 10048 N HOLYOAK TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $221/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10048 N HOLYOAK TERRACE?+
The most recent tax bill on record (2023) was $43. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $9,000, this home is listed about 97% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10048 N HOLYOAK TERRACE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DUNNELLON 34433 market on paper
$9,000 is 71% below the DUNNELLON 34433 median of $31,000.
02Time on market is leverage
782 days on market against a Dunnellon median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $12,000, now $9,000 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Chauncey Behrens, PA. MLS #S5107229.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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