2551 SW HARBOR HILLS ROAD, DUNNELLON, FL, 34431
Active364 days on marketListed Aug 15, 2025MLS #S5132567
About this home
2551 SW HARBOR HILLS ROAD
PRICE IMPROVED!! Discover this beautiful 3-bedroom, 2-bathroom home on a private 1-acre lot in the quiet Rainbow Lake Estates community, with NO HOA and 2,552 total square feet of comfort and charm. A concrete driveway leads to a spacious two-car garage, perfect for storage or a workshop. The inviting screened front porch with curtains welcomes you inside, where a foyer opens to a cozy living room and a dining area ideal for family gatherings or entertaining guests. The kitchen offers plenty of counter space, a casual dining area, and a window view of the lush backyard — the perfect spot for your morning coffee. The master suite includes a bedroom set and a large walk-in closet. Two additional bedrooms feature ceiling fans and generous space. Throughout the home, ceramic tile flooring combines elegance with easy maintenance. Step outside to a screened back patio made for year-round dining, relaxing, or entertaining. The backyard features mature orange and avocado trees, and the entire property is fully enclosed with a chain link fence for privacy and security. An oversized metal building provides RV parking, a kitchenette, and abundant utility storage for vehicles, tools, and toys. The home sits 100 feet back from the road, offering privacy, peace, and no close neighbors. Experience the perfect blend of country charm, modern comfort, and nature’s bounty — come see it today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,487
Sqft
0.99 ac
Lot size
2
Garage
2015
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,631 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,631/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.4%
$/sqft vs RAINBOW LAKES ESTATE
$241 vs $185
Days on market
364 vs 40 typical
Where $241/sqft sits among the 75 homes for sale in RAINBOW LAKES ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
21 of 75
RAINBOW LAKES ESTATE have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 866% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 2551 SW HARBOR HILLS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$320,000
5158 SW EVERGREEN COURT · same community
3 bd · 2 ba · 1,473 sqft · $217/sqft · 94 DOM
Sold · Dec ’25$252,000
4833 SW HYACINTH COURT · same community
3 bd · 2 ba · 1,414 sqft · $178/sqft · 46 DOM
Sold · Dec ’25$269,700
1060 SW SANDS POINT AVENUE · same community
3 bd · 2 ba · 1,407 sqft · $192/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2551 SW HARBOR HILLS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2551 SW HARBOR HILLS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2551 SW HARBOR HILLS ROAD FAQs
What would the monthly payment be for 2551 SW HARBOR HILLS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,631/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2551 SW HARBOR HILLS ROAD?+
The most recent tax bill on record (2024) was $2,419. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2551 SW HARBOR HILLS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $358,500, this home is listed about 18% above the Dunnellon median of $303,070. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$358,500 runs 866% above the DUNNELLON 34431 median.
02Time on market is leverage
364 days on market against a Dunnellon median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $372,500, now $358,500 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TOP 7 REALTY LLC · Audrey Torres. MLS #S5132567.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunnellon homes, in your inbox
Like 2551 SW HARBOR HILLS ROAD but not quite? A daily digest of every new listing in Dunnellon — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Alek to ping you on any price or status change →