CENTURY 21 Edge
$230,000$270,0002 bd2.5 ba2,045 sqft$112 /sqft$2,237 /mo all-in ↓

11 CASARENA COURT, WINTER HAVEN, FL, 33881

Active365 days on marketListed Aug 15, 2025MLS #S5132611

Priced 19% below the Winter Haven medianReduced $40KTownhouseCASARENA ON THE LAKE

About this home

11 CASARENA COURT

Discover a rare opportunity to own this architecturally distinctive 2-bedroom, 2.5-bath residence located in the gated community of Casarena on the Lakes. This well-designed home offers an impressive blend of indoor and outdoor living spaces. The main level features a formal living room with a fireplace and wet bar, a dining area, a functional kitchen with breakfast bar, a guest half bath, and two private outdoor living areas. An attached two-car garage provides added convenience. Upstairs, you’ll find two spacious bedroom suites each with a private en-suite bath, as well as a versatile loft area. Step out to the screened balcony or the open upper deck, perfect for enjoying tranquil lake views and evening breezes. Community amenities include a swimming pool with spa, tennis court, lakeside dock, beach area, and a gated entry with electronic access. Whether you're seeking a seasonal retreat or a full-time residence, this unique property offers comfort, style, and a desirable location.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

2,045

Sqft

0.06 ac

Lot size

2

Garage

1985

Year built

Two

Levels

$112

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Skylight(s) · Solid Surface Counters · Thermostat · Vaulted Ceiling(s) · Wet Bar
LaundryWasher Hookup
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorBalcony · Lighting · Rain Gutters · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$320/mo
Taxes (2023)$3,614/yr
PetsBreed Restrictions, Yes
CommunityDock · Fishing · Lake · Water Access · Deed Restrictions · Gated Community - No Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,237 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property tax — 2023 actual bill$301
HOA fee — from the listing$320
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,050
Interest rate6.00%
Loan term

Estimated payment

$2,237/mo

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$301
HOA / condo fee$320
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Haven actives

$112 vs $169

Days on market

365 vs 49 typical

Where $112/sqft sits among the 400 Winter Haven actives

42 · this home
74
117
101
30
36
$98–124$124–150$150–176$176–202$202–228$228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 11 CASARENA COURT

Drive times from this address

Walt Disney World41 min
Universal Orlando51 min
Downtown Tampa56 min
Downtown Orlando57 min
Orlando Int’l Airport (MCO)62 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

The numbers that matter

The Winter Haven market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

211 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the Winter Haven median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $230,000 $40K
Aug 15, 2025Listed at $270,000 · 365 days on market since
1985Built · CASARENA ON THE LAKE

Reality check

What actually sold near 11 CASARENA COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1224 7TH STREET NWSold · Mar ’26

$389,900

1224 7TH STREET NW

3 bd · 2 ba · 1,893 sqft · $206/sqft · 31 DOM

900 HOWARD TERRACE NWSold · Oct ’25

$345,000

900 HOWARD TERRACE NW

3 bd · 2 ba · 2,280 sqft · $151/sqft · 50 DOM

945 7TH STREET NWSold · Sep ’25

$260,000

945 7TH STREET NW

3 bd · 2 ba · 1,710 sqft · $152/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11 CASARENA COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11 CASARENA COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11 CASARENA COURT FAQs

What would the monthly payment be for 11 CASARENA COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,237/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11 CASARENA COURT?+

The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11 CASARENA COURT?+

The most recent tax bill on record (2023) was $3,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11 CASARENA COURT?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $230,000, this home is listed about 19% below the Winter Haven median of $284,995. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Winter Haven market on paper

$230,000 is 19% below the Winter Haven median of $284,995, and at $112/sqft it sits under the Winter Haven average of $173.

02Time on market is leverage

365 days on market against a Winter Haven median of 49 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $270,000, now $230,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of DREAM BUILDERS REALTY · Tim Weisheyer. MLS #S5132611.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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11 CASARENA COURT, WINTER HAVEN, FL — 2 Bed, 2.5 Bath — $230,000 | CENTURY 21 Edge