CENTURY 21 Edge
Short-Term Rental Eligible
$649,990$660,0004 bd4 ba3,918 sqft$166 /sqft$5,571 /mo all-in ↓

1428 DEUCE CIRCLE, DAVENPORT, FL, 33896

Active319 days on marketListed Sep 18, 2025MLS #S5134818

Est. $52K/yr short-term rental revenueReduced $10KSingle Family ResidenceSTONEYBROOK SOUTH PH D-1 & E-1

About this home

1428 DEUCE CIRCLE

Welcome to your dream home in ChampionsGate – one of Orlando’s most exclusive resort-style communities! This stunning 4-bedroom, 4-bath residence, Huge bonus room, Office or flex room sits on a unique oversized lot – the largest in all of ChampionsGate, offering privacy, space, and a lifestyle you won’t find anywhere else. Located in the private owners-only of ChampionsGate with double security and gated access, this home provides unmatched exclusivity and peace of mind. Its location is unbeatable – just steps from the Oasis Club, the championship golf course, and the private owners’ clubhouse. Inside, you’ll love the open floor plan, a chef’s kitchen with granite countertops and 42” cabinets, a spacious family room, and an impressive 831 sqft upstairs bonus room – perfect for entertaining, a home theater, or even converting into a second master suite. On the first floor, you’ll also find a dedicated office/flex room, ideal for working from home or adapting to your needs. The primary bedroom is a true retreat, featuring a walk-in closet plus an additional second closet, along with a spacious en-suite bath. Life at ChampionsGate feels like vacation every day, with access to a world-class resort-style clubhouse featuring: A resort pool with lazy river, splash pad & private cabanas Movie theater & arcade rooms for endless fun Two fitness centers & yoga studio Restaurants & tiki bar nearby Sand volleyball courts, tennis & pickleball courts An exclusive championship golf course With its one-of-a-kind oversized lot, 831 sqft bonus room, first-floor office/flex room, primary suite with dual closets, double security, and prime location within ChampionsGate, this is the home and lifestyle you’ve been waiting for. Don’t miss the chance to own the largest lot in ChampionsGate and experience true Florida luxury living!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,918

Sqft

0.48 ac

Lot size

3

Garage

2015

Year built

Two

Levels

$166

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Refrigerator
InteriorHigh Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorGarden · Irrigation System · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$682/mo
Taxes (2024)$11,738/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,571 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2024 actual bill$978
HOA fee — from the listing$682
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,999
Interest rate6.00%
Loan term

Estimated payment

$5,571/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$978
HOA / condo fee$682
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Davenport actives

$166 vs $190

Days on market

319 vs 42 typical

Where $166/sqft sits among the 400 Davenport actives

64 · this home
104
90
65
41
36
$148–166$166–184$184–202$202–220$220–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Champions Gate, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$51,913/yr gross

Avg nightly rate$302
Occupancy (comp set)46%
CommunityChampions Gate
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price4.2%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Champions Gate

Map of 1428 DEUCE CIRCLE inside its neighborhood boundary

Drive times from this address

Walt Disney World20 min
Universal Orlando30 min
Downtown Orlando36 min
Orlando Int’l Airport (MCO)41 min
Downtown Tampa62 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Champions Gate is a short-term-rental community. See the full guide →

Champions Gate — neighborhood snapshot

Population

2,029

Median age

38

Median income

$101,226

Median home value

$429,800

Avg household

3

Households w/ children

214

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★
HighPoinciana High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

173 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% above the DAVENPORT 33896 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $649,990 $10K
Sep 18, 2025Listed at $660,000 · 319 days on market since
2015Built · STONEYBROOK SOUTH PH D-1 & E-1

Reality check

What actually sold near 1428 DEUCE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1420 MICKELSON COURTSold · May ’26

$775,000

1420 MICKELSON COURT · same community

4 bd · 4 ba · 3,419 sqft · $227/sqft · 77 DOM

1406 DEUCE CIRCLESold · Mar ’26

$675,000

1406 DEUCE CIRCLE · same community

5 bd · 4 ba · 3,419 sqft · $197/sqft · 42 DOM

1408 MICKELSON CTSold · Oct ’25

$835,000

1408 MICKELSON CT · same community

4 bd · 3 ba · 3,145 sqft · $266/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 1428 DEUCE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1428 DEUCE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1428 DEUCE CIRCLE FAQs

What would the monthly payment be for 1428 DEUCE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,571/mo — principal and interest, the actual property-tax bill, the $682/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1428 DEUCE CIRCLE?+

The association fee works out to $682 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1428 DEUCE CIRCLE?+

The most recent tax bill on record (2024) was $11,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1428 DEUCE CIRCLE be rented short-term?+

Yes — this home sits inside Champions Gate, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1428 DEUCE CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $649,990, this home is listed about 67% above the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 1428 DEUCE CIRCLE?+

Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$649,990 runs 73% above the DAVENPORT 33896 median — but at 3,918 sqft it's also nearly twice the size of the typical Davenport listing.

02Zoned for nightly rentals

Champions Gate is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Know the monthly fee

The association fee is $682/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

319 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $660,000, now $649,990 — a $10K cut. The full history is in the market section below.

Listing courtesy of LA ROSA REALTY KISSIMMEE · Sully Vargas. MLS #S5134818.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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